Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 25901 | FG-36131Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 549f508c…084d |
| 25902 | FG-36132May 26 | Lumen Arts | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | cceb108a…a537 |
| 25903 | FG-36133Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 68d632fa…13c5 |
| 25904 | FG-36134Aug 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | e3042798…43e7 |
| 25905 | FG-36135May 26 | Cedar Valley | 15Invalid card | Donor outreach | 1 | Recovered | $70 | $0.10 | 2b56ffd2…2c51 |
| 25906 | FG-36136Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 6ca8381e…782d |
| 25907 | FG-36137Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $50 | $0.30 | 0e53cc32…3ac7 |
| 25908 | FG-36138Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 51d4b90c…d384 |
| 25909 | FG-36139Oct 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 39e70c5f…eea6 |
| 25910 | FG-36140Jul 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | 61442f42…a990 |
| 25911 | FG-36141Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 6a2a21de…08d1 |
| 25912 | FG-36142Dec 25 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 41bcb59e…0d4a |
| 25913 | FG-36143Jul 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 461d9735…320b |
| 25914 | FG-36144Jun 26 | Cedar Valley | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | a817a10c…d7ec |
| 25915 | FG-36145Nov 25 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 10e7faa7…47e0 |
| 25916 | FG-36146Feb 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 129790fe…2ce9 |
| 25917 | FG-36147May 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 3625c834…e247 |
| 25918 | FG-36148Jul 26 | Northgate | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 46390f9a…b1e7 |
| 25919 | FG-36149Feb 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 83cb08b6…214c |
| 25920 | FG-36150Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 11752be9…6a47 |
| 25921 | FG-36151Mar 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 9486bc9a…b0a8 |
| 25922 | FG-36152Jul 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | dc33733f…282e |
| 25923 | FG-36153Aug 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 62f471a8…7d27 |
| 25924 | FG-36154Nov 25 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | cdbc061d…bf3a |
| 25925 | FG-36155Dec 25 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $45 | $0.20 | 8a1d2cd9…ace7 |
| 25926 | FG-36156Mar 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 7c876a35…d2b8 |
| 25927 | FG-36157Dec 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | b64d3eb7…7b5e |
| 25928 | FG-36158Apr 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $45 | $0.10 | f5e5199e…4637 |
| 25929 | FG-36159Jul 26 | Riverbend | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | c88537db…f6e6 |
| 25930 | FG-36160Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $100 | $0.20 | a5ec4ba2…c191 |
| 25931 | FG-36161May 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | f1b0a155…8a45 |
| 25932 | FG-36162Nov 25 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 705f4fe1…69a0 |
| 25933 | FG-36163Nov 25 | Northgate | 02Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | cdd243fd…62e3 |
| 25934 | FG-36164Jan 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 1490b9fc…a129 |
| 25935 | FG-36165Feb 26 | Northgate | 59Suspected fraud | Donor outreach | 1 | Recovered | $50 | $0.10 | 6e53fd71…e960 |
| 25936 | FG-36166Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | a8984314…6f02 |
| 25937 | FG-36167Apr 26 | Northgate | 41Lost or stolen | Donor outreach | 1 | Recovered | $50 | $0.10 | 42582b8f…1a13 |
| 25938 | FG-36168Aug 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | e44bcf96…ede1 |
| 25939 | FG-36169Jul 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $40 | $0.10 | bee96205…e153 |
| 25940 | FG-36170Jun 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $80 | $0.10 | 1cb7fb15…864d |
| 25941 | FG-36171Oct 25 | Lumen Arts | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 603e5f7c…3387 |
| 25942 | FG-36172Nov 25 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f5232532…cefd |
| 25943 | FG-36173Apr 26 | Lumen Arts | 54Expired card | Card updater, then retry | 2 | Recovered | $110 | $0.20 | 3e384fb3…3f6e |
| 25944 | FG-36174Aug 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $110 | $0.10 | 10721a98…a85a |
| 25945 | FG-36175May 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $5 | $0.10 | e8c3c708…3e38 |
| 25946 | FG-36176Jun 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Recovered | $5 | $0.30 | 803f0c36…c141 |
| 25947 | FG-36177Jul 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $5 | $0.10 | a8a545ef…f7a3 |
| 25948 | FG-36178Aug 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 623822dc…1495 |
| 25949 | FG-36179Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $120 | $0.10 | 038f7965…e767 |
| 25950 | FG-36180Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $120 | $0.10 | cb83c5a7…4c35 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.