Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 25951 | FG-36181May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $120 | $0.10 | 5d2c0110…449d |
| 25952 | FG-36182Jul 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | c0fc7f56…1289 |
| 25953 | FG-36183Dec 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | cc096528…15ab |
| 25954 | FG-36184Dec 25 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 17d0d22d…3248 |
| 25955 | FG-36185May 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 8254e9b9…917b |
| 25956 | FG-36186Jan 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | c3735b13…38a3 |
| 25957 | FG-36187Jul 26 | Harbor Light | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 145418d2…ede5 |
| 25958 | FG-36188Mar 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | e2020a6f…4b72 |
| 25959 | FG-36189Jun 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 525259d8…5b73 |
| 25960 | FG-36190Aug 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | a2edb66b…27cc |
| 25961 | FG-36191Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $120 | $0.10 | 06d9baef…2000 |
| 25962 | FG-36192Aug 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 68f6ff18…bbcb |
| 25963 | FG-36193Dec 25 | Harbor Light | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 72867a9b…8f1c |
| 25964 | FG-36194May 26 | Cedar Valley | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 3e99a5cd…7085 |
| 25965 | FG-36195Sep 26 | Cedar Valley | R09ACH R01 funds | Retry schedule | 3 | Recovered | $15 | $0.30 | 2c9c01cc…81dc |
| 25966 | FG-36196Dec 25 | Cedar Valley | R01ACH R01 funds | Retry schedule | 3 | Recovered | $35 | $0.30 | cb94a983…9825 |
| 25967 | FG-36197Mar 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | d384c448…745c |
| 25968 | FG-36198Apr 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | f4942952…b8be |
| 25969 | FG-36199Sep 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | b61bca09…b313 |
| 25970 | FG-36200Jan 26 | Riverbend | 02Do not honor | Retry schedule | 2 | Recovered | $60 | $0.20 | 1cfa76c4…f4c1 |
| 25971 | FG-36201Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 87065a82…6bc3 |
| 25972 | FG-36202Sep 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 49d31e27…37ae |
| 25973 | FG-36203Jan 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 123a1fa7…b070 |
| 25974 | FG-36204Jun 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 392d5ee3…e50f |
| 25975 | FG-36205May 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 19ee1a2d…9c96 |
| 25976 | FG-36206Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | bc8d1b9a…05aa |
| 25977 | FG-36207Feb 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | ccf31a8e…9a04 |
| 25978 | FG-36208Mar 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 592d4814…bdf6 |
| 25979 | FG-36209Jun 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 82473d0e…70cd |
| 25980 | FG-36210Jul 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 407bf91f…2bc9 |
| 25981 | FG-36211Dec 25 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Recovered | $70 | $0.20 | f053a55b…ea5b |
| 25982 | FG-36212Mar 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 10044739…9479 |
| 25983 | FG-36213Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 2 | Recovered | $20 | $0.20 | 0ebaab2f…d7e2 |
| 25984 | FG-36214Jun 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 69209f7a…28d1 |
| 25985 | FG-36215Feb 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | 9ec679fa…a829 |
| 25986 | FG-36216Nov 25 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 48305281…0261 |
| 25987 | FG-36217Mar 26 | Cedar Valley | 96Issuer unavailable | Retry schedule | 1 | Recovered | $5 | $0.10 | 10834530…6f0f |
| 25988 | FG-36218May 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $140 | $0.10 | 4d389f0b…08bf |
| 25989 | FG-36219Nov 25 | Northgate | 02Do not honor | Retry schedule | 1 | Recovered | $275 | $0.10 | 421e988c…6c53 |
| 25990 | FG-36220Feb 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $275 | $0.10 | f0b32963…6d6a |
| 25991 | FG-36221Mar 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 2 | Recovered | $100 | $0.20 | 391f9387…439a |
| 25992 | FG-36222May 26 | Lumen Arts | 41Lost or stolen | Card updater, then retry | 1 | Not recovered | — | $0.10 | 358e1f55…f17a |
| 25993 | FG-36223Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 2e020026…d8f0 |
| 25994 | FG-36224Jul 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 25ff80ab…95cb |
| 25995 | FG-36225Oct 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $5 | $0.10 | 4949dcd7…ffe7 |
| 25996 | FG-36226Jan 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $5 | $0.10 | b95c6065…65a6 |
| 25997 | FG-36227Feb 26 | Riverbend | 14Invalid card | Donor outreach | 1 | Recovered | $200 | $0.10 | f8f860b4…0707 |
| 25998 | FG-36228Dec 25 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | ee627dbb…9399 |
| 25999 | FG-36229May 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | e1e6765a…35fd |
| 26000 | FG-36230Jul 26 | Northgate | 33Expired card | Donor outreach | 1 | Recovered | $40 | $0.10 | cd962bc8…7f9b |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.