Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 26001 | FG-36231Sep 26 | Northgate | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 53cd7505…aad2 |
| 26002 | FG-36232Oct 25 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | db7d95b1…61cd |
| 26003 | FG-36233Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Recovered | $70 | $0.30 | c45683e0…db97 |
| 26004 | FG-36234Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 4 | Recovered | $70 | $0.40 | 11256ed7…36b6 |
| 26005 | FG-36235Sep 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $70 | $0.10 | 6347d75e…4b97 |
| 26006 | FG-36236Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 7070a168…90a5 |
| 26007 | FG-36237Mar 26 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 033bf4da…0e5e |
| 26008 | FG-36238Jul 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 3bda0d91…d00e |
| 26009 | FG-36239Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | d63b1ebe…0868 |
| 26010 | FG-36240Jan 26 | Lumen Arts | 02Do not honor | Retry schedule | 4 | Recovered | $50 | $0.40 | 0e42470f…a676 |
| 26011 | FG-36241Oct 25 | Harbor Light | 01Do not honor | Retry schedule | 3 | Recovered | $15 | $0.30 | e4f66760…9245 |
| 26012 | FG-36242Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 88fd57e2…96df |
| 26013 | FG-36243Jun 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 4621c2f7…6b5f |
| 26014 | FG-36244Jul 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | ce812d22…54d5 |
| 26015 | FG-36245Sep 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Recovered | $50 | $0.30 | 4f8383c5…88e7 |
| 26016 | FG-36246Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 16fdbd77…e91c |
| 26017 | FG-36247Nov 25 | Northgate | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 5b46160c…3890 |
| 26018 | FG-36248Jul 26 | Northgate | 33Expired card | Donor outreach | 1 | Recovered | $30 | $0.10 | 9fb28e05…8d6f |
| 26019 | FG-36249Jul 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 78bd7b4e…f8fe |
| 26020 | FG-36250Oct 25 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 7d29562d…deee |
| 26021 | FG-36251Nov 25 | Northgate | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 84f5a629…dddc |
| 26022 | FG-36252Dec 25 | Northgate | 96Issuer unavailable | Retry schedule | 1 | Recovered | $80 | $0.10 | f9826afb…08a7 |
| 26023 | FG-36253Jul 26 | Northgate | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 16aa5558…6dca |
| 26024 | FG-36254Aug 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | b47c177d…f627 |
| 26025 | FG-36255Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 96492b6e…4670 |
| 26026 | FG-36256Nov 25 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 0ea34882…918a |
| 26027 | FG-36257Feb 26 | Riverbend | 01Do not honor | Retry schedule | 4 | Recovered | $30 | $0.40 | ae206869…8074 |
| 26028 | FG-36258Jul 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | e5dc1f6b…c34d |
| 26029 | FG-36259Feb 26 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | 8aaddee6…c293 |
| 26030 | FG-36260Dec 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | e49674aa…abe0 |
| 26031 | FG-36261Oct 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | be725f3c…6df0 |
| 26032 | FG-36262Aug 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 834831c1…8e58 |
| 26033 | FG-36263Mar 26 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 5724d701…b9c9 |
| 26034 | FG-36264Jan 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | a09a7a34…85a7 |
| 26035 | FG-36265Feb 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | dab441f4…0038 |
| 26036 | FG-36266Jul 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 5aba165d…ee89 |
| 26037 | FG-36267Oct 25 | Harbor Light | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 048a26b9…49ae |
| 26038 | FG-36268Mar 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 1aa3a969…3641 |
| 26039 | FG-36269Jul 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | f646829c…b328 |
| 26040 | FG-36270Aug 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 4b73251c…24ba |
| 26041 | FG-36271Mar 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | de8b4b70…781e |
| 26042 | FG-36272Mar 26 | Cedar Valley | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 685140c8…f0f9 |
| 26043 | FG-36273May 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 14d2bbc8…8908 |
| 26044 | FG-36274Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | fbb6687b…586c |
| 26045 | FG-36275May 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Recovered | $225 | $0.30 | d4986ed7…909e |
| 26046 | FG-36276Oct 25 | Lumen Arts | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | ec876f4f…50eb |
| 26047 | FG-36277Oct 25 | Harbor Light | R03ACH R03 no acct | Donor outreach | 1 | Recovered | $90 | $0.10 | f719feb8…767d |
| 26048 | FG-36278Dec 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 75237980…844b |
| 26049 | FG-36279Jun 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 1 | Recovered | $90 | $0.10 | c09a0e79…e906 |
| 26050 | FG-36280Oct 25 | Harbor Light | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 45c58cc2…4773 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.