Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 26101 | FG-36331Mar 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $70 | $0.10 | d8f6ae0d…b53e |
| 26102 | FG-36332Mar 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | faaa3b18…275e |
| 26103 | FG-36333Feb 26 | Riverbend | R03ACH R03 no acct | Donor outreach | 1 | Recovered | $35 | $0.10 | 9fd352b0…91bd |
| 26104 | FG-36334Feb 26 | Harbor Light | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 6a666042…5cfa |
| 26105 | FG-36335Feb 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 79928ec5…6040 |
| 26106 | FG-36336Apr 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | a87fa94d…2705 |
| 26107 | FG-36337Jul 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 534b05ed…70ef |
| 26108 | FG-36338Aug 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $275 | $0.10 | fd1b7cce…27c8 |
| 26109 | FG-36339Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $225 | $0.10 | 56794457…5a7e |
| 26110 | FG-36340May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 25ce2255…2b4e |
| 26111 | FG-36341Mar 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | fdb2853a…8428 |
| 26112 | FG-36342Jun 26 | Lumen Arts | 54Expired card | Card updater, then retry | 2 | Recovered | $35 | $0.20 | df2dada2…a7d1 |
| 26113 | FG-36343Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | a7dede57…1724 |
| 26114 | FG-36344May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | e165ba8d…a870 |
| 26115 | FG-36345Jun 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 23e012ad…e3d7 |
| 26116 | FG-36346Dec 25 | Harbor Light | 05Do not honor | Retry schedule | 3 | Recovered | $90 | $0.30 | 7585ac02…291a |
| 26117 | FG-36347Nov 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 1959e215…9b31 |
| 26118 | FG-36348Jan 26 | Cedar Valley | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 4fede8bf…0366 |
| 26119 | FG-36349Feb 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | fcdfb05e…6d02 |
| 26120 | FG-36350Oct 25 | Riverbend | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 9c96dcf2…9b0d |
| 26121 | FG-36351Mar 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | ba4140ce…3d48 |
| 26122 | FG-36352Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | de230829…b724 |
| 26123 | FG-36353Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | e6ad7113…20f2 |
| 26124 | FG-36354Sep 26 | Cedar Valley | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 4ae47c43…b85f |
| 26125 | FG-36355May 26 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $90 | $0.10 | ebc0738f…2b9b |
| 26126 | FG-36356Jun 26 | Cedar Valley | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 8526f45b…6c32 |
| 26127 | FG-36357Jul 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 93911be5…52f4 |
| 26128 | FG-36358Aug 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | fa69bcd6…0508 |
| 26129 | FG-36359Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | cdb06bdb…6cc6 |
| 26130 | FG-36360Jun 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 1783b1cd…ad59 |
| 26131 | FG-36361Aug 26 | Cedar Valley | 19Issuer unavailable | Retry schedule | 1 | Recovered | $50 | $0.10 | e2af89f1…9331 |
| 26132 | FG-36362Mar 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $110 | $0.10 | a64fd008…66b5 |
| 26133 | FG-36363Jan 26 | Cedar Valley | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 4bd4a473…a38e |
| 26134 | FG-36364Apr 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | eb058d43…2028 |
| 26135 | FG-36365Oct 25 | Northgate | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | b2aaf532…04e7 |
| 26136 | FG-36366Feb 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | 4306e949…2910 |
| 26137 | FG-36367Oct 25 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 3f4718d0…91bf |
| 26138 | FG-36368Jul 26 | Harbor Light | 54Expired card | Donor outreach | 1 | Recovered | $30 | $0.10 | b33d54bc…10a2 |
| 26139 | FG-36369Aug 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 8bb03737…9f08 |
| 26140 | FG-36370Aug 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | ff0ff07d…4a05 |
| 26141 | FG-36371Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 4 | Recovered | $30 | $0.40 | 083875f6…ae43 |
| 26142 | FG-36372Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | f0a4e6e1…b595 |
| 26143 | FG-36373Oct 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | caba8b69…b6f3 |
| 26144 | FG-36374Dec 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | ef29a549…9903 |
| 26145 | FG-36375Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | e2ad4b6d…4062 |
| 26146 | FG-36376Feb 26 | Cedar Valley | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | d7e9b5d2…a523 |
| 26147 | FG-36377Dec 25 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | c421dff0…b050 |
| 26148 | FG-36378Mar 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | e2d5b7c4…d871 |
| 26149 | FG-36379Apr 26 | Northgate | 33Expired card | Donor outreach | 1 | Recovered | $110 | $0.10 | c004d37d…8d16 |
| 26150 | FG-36380Feb 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 66c5f44e…fc16 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.