Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 26151 | FG-36381Sep 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 74028fd5…965d |
| 26152 | FG-36382Jan 26 | Lumen Arts | 01Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | ab59776b…057e |
| 26153 | FG-36383Jan 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 70e301b4…6346 |
| 26154 | FG-36384Apr 26 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | d60a12fd…57d8 |
| 26155 | FG-36385Feb 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 351786a3…a55c |
| 26156 | FG-36386Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 1b6f3dd6…9eab |
| 26157 | FG-36387Jul 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | e63c440e…f584 |
| 26158 | FG-36388Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Recovered | $30 | $0.30 | fbbd5760…079a |
| 26159 | FG-36389Aug 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 061986b4…fe71 |
| 26160 | FG-36390Oct 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 518ee6bf…4b7b |
| 26161 | FG-36391Jan 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $120 | $0.10 | 118d4940…0017 |
| 26162 | FG-36392Aug 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | c318cef1…f95f |
| 26163 | FG-36393Aug 26 | Cedar Valley | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | c1416d99…4618 |
| 26164 | FG-36394Jan 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Recovered | $30 | $0.30 | 2738baff…e779 |
| 26165 | FG-36395May 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 7fc538e3…7a85 |
| 26166 | FG-36396Nov 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 46769cfc…d8ac |
| 26167 | FG-36397Dec 25 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 256b5b5f…f3e1 |
| 26168 | FG-36398Jan 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | c863fa57…4b92 |
| 26169 | FG-36399Oct 25 | Harbor Light | 41Lost or stolen | Card updater, then retry | 1 | Not recovered | — | $0.10 | d732afae…81e3 |
| 26170 | FG-36400Jul 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | bb3f7cf3…0a9b |
| 26171 | FG-36401Sep 26 | Harbor Light | 19Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | 3ce35e28…23c5 |
| 26172 | FG-36402Jan 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 4c3523bc…ea51 |
| 26173 | FG-36403Jun 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | b1c3d9ad…c728 |
| 26174 | FG-36404Mar 26 | Cedar Valley | 01Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | c012aad4…78ef |
| 26175 | FG-36405Aug 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | d4fc3ec7…3e90 |
| 26176 | FG-36406Nov 25 | Harbor Light | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 0e404103…2501 |
| 26177 | FG-36407Dec 25 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | fa73ae18…d4fa |
| 26178 | FG-36408Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 7607c2ea…77ff |
| 26179 | FG-36409Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | b82498cc…1907 |
| 26180 | FG-36410Nov 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 0b6a8519…8737 |
| 26181 | FG-36411Apr 26 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | e81e1c2d…3c26 |
| 26182 | FG-36412Jun 26 | Cedar Valley | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 4d20f2d4…c7cc |
| 26183 | FG-36413Jul 26 | Cedar Valley | 01Do not honor | Retry schedule | 4 | Not recovered | — | $0.40 | 7be8f28b…da9c |
| 26184 | FG-36414Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Recovered | $70 | $0.30 | 8f99f042…f5e3 |
| 26185 | FG-36415Aug 26 | Riverbend | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 89ae80f6…cacf |
| 26186 | FG-36416Dec 25 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 37b3225d…a802 |
| 26187 | FG-36417Mar 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 5a8c3309…8fe5 |
| 26188 | FG-36418Sep 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | ad9dce28…1118 |
| 26189 | FG-36419Nov 25 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | cbfd01a8…d8f3 |
| 26190 | FG-36420May 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | f3276b64…d3e8 |
| 26191 | FG-36421Apr 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | fd44bdc9…970a |
| 26192 | FG-36422Nov 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 43f9e4d5…1688 |
| 26193 | FG-36423Sep 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 19451c16…3f50 |
| 26194 | FG-36424Jul 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | 4f5d50a5…0dcd |
| 26195 | FG-36425Feb 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | d6a42c5b…bfc2 |
| 26196 | FG-36426Dec 25 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 9951309d…521c |
| 26197 | FG-36427Feb 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $35 | $0.10 | ebf6c802…d6b2 |
| 26198 | FG-36428Dec 25 | Northgate | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 059c8583…3bc0 |
| 26199 | FG-36429Jan 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $120 | $0.10 | 90471b44…c59b |
| 26200 | FG-36430Oct 25 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 3245f08e…cd63 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.