Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 26901 | FG-37131Feb 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | e9bbb3f5…1ca8 |
| 26902 | FG-37132Apr 26 | Cedar Valley | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | fc0d3cb8…386b |
| 26903 | FG-37133Feb 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | a6d43ac5…6ffc |
| 26904 | FG-37134Oct 25 | Lumen Arts | 96Issuer unavailable | Retry schedule | 1 | Recovered | $15 | $0.10 | ab872252…849e |
| 26905 | FG-37135Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 34e51487…8ddb |
| 26906 | FG-37136Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 02a1982d…9071 |
| 26907 | FG-37137Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 263c8e14…72ba |
| 26908 | FG-37138Jul 26 | Northgate | 91Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | a602d606…e5b8 |
| 26909 | FG-37139Nov 25 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | 8243e5e9…1255 |
| 26910 | FG-37140Jun 26 | Riverbend | 57Invalid card | Donor outreach | 1 | Recovered | $70 | $0.10 | b49fdeb8…f175 |
| 26911 | FG-37141Sep 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 403b6811…f663 |
| 26912 | FG-37142Mar 26 | Harbor Light | 33Expired card | Donor outreach | 1 | Recovered | $10 | $0.10 | 950136f0…8b6f |
| 26913 | FG-37143Oct 25 | Lumen Arts | R02ACH R02 closed | Donor outreach | 1 | Not recovered | — | $0.10 | dcbbb85e…9fb2 |
| 26914 | FG-37144Feb 26 | Lumen Arts | R09ACH R01 funds | Retry schedule | 1 | Recovered | $275 | $0.10 | e8e60d88…c360 |
| 26915 | FG-37145Sep 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 62258596…faa8 |
| 26916 | FG-37146Sep 26 | Cedar Valley | 96Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | 8b4ac192…23ea |
| 26917 | FG-37147May 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $50 | $0.20 | f463b520…fa0f |
| 26918 | FG-37148Sep 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 455dcfa3…1bf7 |
| 26919 | FG-37149Sep 26 | Northgate | 19Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 5c8be569…9392 |
| 26920 | FG-37150Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 591520c6…a34a |
| 26921 | FG-37151May 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | d963d565…54a2 |
| 26922 | FG-37152Jul 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 85648d9a…26bf |
| 26923 | FG-37153Sep 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 770d58ce…0261 |
| 26924 | FG-37154Dec 25 | Riverbend | 63Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | ca692beb…53bc |
| 26925 | FG-37155Aug 26 | Northgate | 02Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | c779f0f1…d743 |
| 26926 | FG-37156Oct 25 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 0695311e…46ed |
| 26927 | FG-37157Mar 26 | Northgate | 01Do not honor | Retry schedule | 3 | Recovered | $10 | $0.30 | c20418d1…d160 |
| 26928 | FG-37158Mar 26 | Cedar Valley | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 45a26002…e822 |
| 26929 | FG-37159Oct 25 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | c8284c22…1236 |
| 26930 | FG-37160Nov 25 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | d5c8c427…6cbd |
| 26931 | FG-37161Dec 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 4 | Recovered | $110 | $0.40 | 50e7a76f…820c |
| 26932 | FG-37162Apr 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 3707b27a…517d |
| 26933 | FG-37163Nov 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 1a8ad994…f38c |
| 26934 | FG-37164Dec 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | a31045fa…4505 |
| 26935 | FG-37165Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 26b26af4…83fb |
| 26936 | FG-37166Dec 25 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 3c1d6892…8f48 |
| 26937 | FG-37167Jun 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | e7b4d4bd…767f |
| 26938 | FG-37168Jan 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | fde71017…f94b |
| 26939 | FG-37169Aug 26 | Northgate | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | fd541bfd…f4e3 |
| 26940 | FG-37170May 26 | Harbor Light | 01Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 7b6f25d8…9c4b |
| 26941 | FG-37171Feb 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 4ee21ef3…86d1 |
| 26942 | FG-37172Jun 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 4baa8dda…f233 |
| 26943 | FG-37173Nov 25 | Northgate | 02Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | 925a855d…3408 |
| 26944 | FG-37174May 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | f221a741…3d19 |
| 26945 | FG-37175Sep 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 33db3506…bcd9 |
| 26946 | FG-37176Nov 25 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | d0ca3464…10f3 |
| 26947 | FG-37177Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 336fd97d…13bf |
| 26948 | FG-37178May 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 21708154…99d4 |
| 26949 | FG-37179Jun 26 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | 1e1ec47c…be42 |
| 26950 | FG-37180Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 99fc92e5…0af7 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.