Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 26951 | FG-37181Sep 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 3a61ddfa…d870 |
| 26952 | FG-37182Oct 25 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 23769d0c…8cd3 |
| 26953 | FG-37183Mar 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | e7e11e55…1d15 |
| 26954 | FG-37184Aug 26 | Northgate | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 2394cbe7…24b7 |
| 26955 | FG-37185Jan 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 70070d68…94a5 |
| 26956 | FG-37186Apr 26 | Northgate | 05Do not honor | Retry schedule | 4 | Recovered | $20 | $0.40 | c8ac7f4a…9392 |
| 26957 | FG-37187Jun 26 | Northgate | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 530809d2…5b24 |
| 26958 | FG-37188Jul 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | c53d5c6e…7b95 |
| 26959 | FG-37189Sep 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 33843e00…39f9 |
| 26960 | FG-37190Feb 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 17cd7c2a…8f94 |
| 26961 | FG-37191Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 30d4ce10…bef7 |
| 26962 | FG-37192Nov 25 | Cedar Valley | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 6c8586bb…f9df |
| 26963 | FG-37193Oct 25 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | c32bbb39…23e2 |
| 26964 | FG-37194Dec 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 02f791fd…327e |
| 26965 | FG-37195Feb 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | ea8bef77…a4eb |
| 26966 | FG-37196Aug 26 | Lumen Arts | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | dd47bc09…93b0 |
| 26967 | FG-37197Sep 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | cc18d679…cc61 |
| 26968 | FG-37198Feb 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | cef5adec…2563 |
| 26969 | FG-37199Aug 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | bcb50cf7…887e |
| 26970 | FG-37200Jan 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 500129a9…d48b |
| 26971 | FG-37201Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | aa3d85bc…a25c |
| 26972 | FG-37202Nov 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 457099a5…3587 |
| 26973 | FG-37203Jun 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 20298c93…fd29 |
| 26974 | FG-37204Jul 26 | Lumen Arts | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 17406975…4dde |
| 26975 | FG-37205Aug 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 3 | Recovered | $20 | $0.30 | f859cafc…cbf0 |
| 26976 | FG-37206Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $10 | $0.30 | c5cb4c76…6091 |
| 26977 | FG-37207Aug 26 | Northgate | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 0e659246…e388 |
| 26978 | FG-37208Mar 26 | Riverbend | 78Account closed | Donor outreach | 1 | Recovered | $5 | $0.10 | c7780f22…9c25 |
| 26979 | FG-37209Apr 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 058eeb24…8a5e |
| 26980 | FG-37210Sep 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | b4379b21…4f07 |
| 26981 | FG-37211Nov 25 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 434844e3…99e9 |
| 26982 | FG-37212Jul 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 5f602166…b505 |
| 26983 | FG-37213Sep 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | b2f8468a…b95c |
| 26984 | FG-37214Nov 25 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | f130c1dc…5bda |
| 26985 | FG-37215Mar 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $110 | $0.10 | 701bd830…7773 |
| 26986 | FG-37216Oct 25 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 4a5dc8a6…cb9f |
| 26987 | FG-37217Apr 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | bce7af43…b262 |
| 26988 | FG-37218Jul 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | ecede1f0…b015 |
| 26989 | FG-37219Sep 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 1b3c4fb9…3f38 |
| 26990 | FG-37220Jan 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 2d49926a…2959 |
| 26991 | FG-37221Feb 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $25 | $0.10 | fc5cd1d3…a736 |
| 26992 | FG-37222Mar 26 | Northgate | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 81192cb8…b551 |
| 26993 | FG-37223Nov 25 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $15 | $0.10 | 794abc81…1ef5 |
| 26994 | FG-37224Feb 26 | Riverbend | 05Do not honor | Retry schedule | 4 | Not recovered | — | $0.40 | 8ee9799f…b4f1 |
| 26995 | FG-37225Oct 25 | Northgate | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 2017c8d2…9d0e |
| 26996 | FG-37226Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 35123631…a1a0 |
| 26997 | FG-37227Mar 26 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $180 | $0.10 | b3c7fbb7…4801 |
| 26998 | FG-37228Dec 25 | Cedar Valley | 02Do not honor | Retry schedule | 2 | Recovered | $15 | $0.20 | 9fb0f524…c99c |
| 26999 | FG-37229Nov 25 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 276a0383…d493 |
| 27000 | FG-37230Jun 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $120 | $0.10 | 22d373c1…5bc4 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.