Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 2651 | FG-12881May 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | ade9c1bc…a789 |
| 2652 | FG-12882Jul 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 37780939…a02f |
| 2653 | FG-12883Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 05618ec8…fd01 |
| 2654 | FG-12884Feb 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $90 | $0.20 | 20e1aa50…c834 |
| 2655 | FG-12885Nov 25 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 2d655700…1f19 |
| 2656 | FG-12886Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 69f663f9…b8cb |
| 2657 | FG-12887Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | b9c721ef…7c17 |
| 2658 | FG-12888Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 03ac18bc…2107 |
| 2659 | FG-12889Nov 25 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $60 | $0.10 | 2860339f…f4ce |
| 2660 | FG-12890Jun 26 | Northgate | 57Invalid card | Donor outreach | 1 | Recovered | $60 | $0.10 | e639d1ee…4e28 |
| 2661 | FG-12891Mar 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $5 | $0.10 | 3efedc7d…8afb |
| 2662 | FG-12892Sep 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 1b552640…dab9 |
| 2663 | FG-12893Jan 26 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 6a49409c…dd50 |
| 2664 | FG-12894Feb 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | fb2b2924…0927 |
| 2665 | FG-12895Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 73d55705…8a48 |
| 2666 | FG-12896Mar 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | ae9894a8…357f |
| 2667 | FG-12897Jan 26 | Cedar Valley | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 20daef96…ab23 |
| 2668 | FG-12898Feb 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 7c15a97a…883f |
| 2669 | FG-12899Jan 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $45 | $0.10 | b0c5eadd…2c04 |
| 2670 | FG-12900Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 37ddcf54…4c86 |
| 2671 | FG-12901Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 0872aca3…089a |
| 2672 | FG-12902Oct 25 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | d90aab8a…4c08 |
| 2673 | FG-12903Sep 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Recovered | $35 | $0.10 | 9c2d58b8…f7db |
| 2674 | FG-12904Oct 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 9556fcb8…bf11 |
| 2675 | FG-12905Dec 25 | Cedar Valley | 96Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 122cccc1…134f |
| 2676 | FG-12906Dec 25 | Cedar Valley | 33Expired card | Donor outreach | 1 | Recovered | $30 | $0.10 | c10b1f75…9240 |
| 2677 | FG-12907Jul 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 8536dfb5…8bf7 |
| 2678 | FG-12908Nov 25 | Lumen Arts | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | edcdf59d…d5b9 |
| 2679 | FG-12909May 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | bffe2009…bf66 |
| 2680 | FG-12910Jun 26 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Recovered | $45 | $0.30 | 5ae4aaf9…bba1 |
| 2681 | FG-12911Apr 26 | Harbor Light | 19Issuer unavailable | Retry schedule | 2 | Recovered | $20 | $0.20 | 05c6e865…1c47 |
| 2682 | FG-12912May 26 | Harbor Light | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | dcf13e55…f6dc |
| 2683 | FG-12913Mar 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 8074d743…dab4 |
| 2684 | FG-12914Apr 26 | Cedar Valley | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 8e519098…0501 |
| 2685 | FG-12915May 26 | Cedar Valley | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 12385b17…2d25 |
| 2686 | FG-12916Aug 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $35 | $0.20 | b519fae7…3b47 |
| 2687 | FG-12917Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 25fda9a1…8cf2 |
| 2688 | FG-12918Feb 26 | Northgate | 19Issuer unavailable | Retry schedule | 1 | Recovered | $90 | $0.10 | 99ae9ff0…fc2a |
| 2689 | FG-12919Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $90 | $0.30 | e19b6d58…ead8 |
| 2690 | FG-12920Apr 26 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 40742acb…b340 |
| 2691 | FG-12921Jan 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $60 | $0.10 | ab7e1b1d…80f6 |
| 2692 | FG-12922Jun 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | f690996b…3ade |
| 2693 | FG-12923Oct 25 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 6c3e84ea…a7f7 |
| 2694 | FG-12924Feb 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Recovered | $70 | $0.30 | 53260f36…f539 |
| 2695 | FG-12925Feb 26 | Cedar Valley | 01Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | 5eb6e3d0…c623 |
| 2696 | FG-12926Apr 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | e5419b1f…4e7d |
| 2697 | FG-12927Aug 26 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 219581d8…b8ff |
| 2698 | FG-12928Jan 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | f0888356…bb96 |
| 2699 | FG-12929Jul 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $50 | $0.20 | f39dd929…d2a1 |
| 2700 | FG-12930Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | e6ce2339…fa8a |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.