Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 2701 | FG-12931Jul 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $10 | $0.10 | c7cc9142…0157 |
| 2702 | FG-12932Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 71d6ed0a…1ee8 |
| 2703 | FG-12933Apr 26 | Cedar Valley | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 78d5e4cb…a5a1 |
| 2704 | FG-12934Sep 26 | Cedar Valley | 63Suspected fraud | Donor outreach | 1 | Recovered | $15 | $0.10 | 1702fb78…bf82 |
| 2705 | FG-12935Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | a614b9c4…3ca0 |
| 2706 | FG-12936Mar 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | c5f21b1e…998f |
| 2707 | FG-12937Apr 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 51768d19…d3ae |
| 2708 | FG-12938May 26 | Riverbend | 01Do not honor | Retry schedule | 2 | Recovered | $45 | $0.20 | 30322bcd…80ca |
| 2709 | FG-12939Jul 26 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $45 | $0.10 | 1cbbe9d6…2e0c |
| 2710 | FG-12940Aug 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Recovered | $45 | $0.30 | 9a401f6f…e955 |
| 2711 | FG-12941Aug 26 | Cedar Valley | 01Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | f124b094…d4ca |
| 2712 | FG-12942Sep 26 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $15 | $0.10 | 77025613…e8de |
| 2713 | FG-12943Dec 25 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 8aab8eee…1218 |
| 2714 | FG-12944Jan 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 4465863e…452e |
| 2715 | FG-12945Sep 26 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | e2b8c858…8f5f |
| 2716 | FG-12946Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 084fd48e…3967 |
| 2717 | FG-12947Aug 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $30 | $0.20 | 5e943bc1…5c98 |
| 2718 | FG-12948Dec 25 | Lumen Arts | 19Issuer unavailable | Retry schedule | 1 | Recovered | $70 | $0.10 | 56b98a35…9a4f |
| 2719 | FG-12949May 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 59bc2c85…a212 |
| 2720 | FG-12950Mar 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 2429e45a…b984 |
| 2721 | FG-12951Sep 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | f640942c…b028 |
| 2722 | FG-12952Aug 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | be8f249d…00f8 |
| 2723 | FG-12953May 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | b58935ed…23a3 |
| 2724 | FG-12954Jul 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $70 | $0.10 | e9128ee8…bc0b |
| 2725 | FG-12955Aug 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | ec9742bf…83c4 |
| 2726 | FG-12956Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 2207211f…a2d9 |
| 2727 | FG-12957Jul 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 36ae5608…363a |
| 2728 | FG-12958Nov 25 | Cedar Valley | 96Issuer unavailable | Retry schedule | 3 | Recovered | $15 | $0.30 | eddb27f0…8ea5 |
| 2729 | FG-12959May 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 241e7a1d…447a |
| 2730 | FG-12960Sep 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 5d07e694…213a |
| 2731 | FG-12961Aug 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | e1402fec…ed8e |
| 2732 | FG-12962Jan 26 | Northgate | 19Issuer unavailable | Retry schedule | 1 | Recovered | $70 | $0.10 | 7aeb3ba7…b293 |
| 2733 | FG-12963Apr 26 | Lumen Arts | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | ae03b5e3…dea7 |
| 2734 | FG-12964Jul 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 197aab37…0798 |
| 2735 | FG-12965Aug 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 13e138f2…e2fe |
| 2736 | FG-12966Oct 25 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $30 | $0.10 | 43970966…95fb |
| 2737 | FG-12967Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | c451cc57…b7bc |
| 2738 | FG-12968Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 35119961…6fed |
| 2739 | FG-12969Jan 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $90 | $0.10 | 0de0965f…c58f |
| 2740 | FG-12970Aug 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 77b44b3d…8598 |
| 2741 | FG-12971Feb 26 | Cedar Valley | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 44cd35f4…8e23 |
| 2742 | FG-12972Jul 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 95d818a8…44a2 |
| 2743 | FG-12973Dec 25 | Harbor Light | 05Do not honor | Retry schedule | 3 | Recovered | $40 | $0.30 | 38d1d96f…09fa |
| 2744 | FG-12974Jul 26 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 66fccf70…de7d |
| 2745 | FG-12975Feb 26 | Riverbend | 96Issuer unavailable | Retry schedule | 1 | Recovered | $80 | $0.10 | 1539b827…0fed |
| 2746 | FG-12976Jul 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 8ec86d00…51d3 |
| 2747 | FG-12977Oct 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 6b15c92c…9798 |
| 2748 | FG-12978Jan 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | cd8de45d…4e1c |
| 2749 | FG-12979Jun 26 | Harbor Light | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 5f6166bf…8193 |
| 2750 | FG-12980Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | a73a2a6a…695b |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.