Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 27851 | FG-38081May 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Recovered | $60 | $0.30 | 253e6d49…b7e4 |
| 27852 | FG-38082Jan 26 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 61c49d44…adf3 |
| 27853 | FG-38083Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | ba2aaabf…3c60 |
| 27854 | FG-38084Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | c03e3f3f…8b36 |
| 27855 | FG-38085Jun 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | d802a8d5…3866 |
| 27856 | FG-38086Nov 25 | Lumen Arts | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 47e180fc…b306 |
| 27857 | FG-38087Aug 26 | Lumen Arts | 19Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 558476f6…ca88 |
| 27858 | FG-38088Feb 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | e856cef6…f41e |
| 27859 | FG-38089Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 19a5303f…1334 |
| 27860 | FG-38090Sep 26 | Lumen Arts | 01Do not honor | Retry schedule | 3 | Recovered | $5 | $0.30 | 03815ffe…9a23 |
| 27861 | FG-38091Mar 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 9153b07a…3b98 |
| 27862 | FG-38092May 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 92b0d01c…b54c |
| 27863 | FG-38093May 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | cf15b107…f09e |
| 27864 | FG-38094Nov 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 1f2ad34a…c628 |
| 27865 | FG-38095Mar 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 8a9bade4…266a |
| 27866 | FG-38096Jul 26 | Riverbend | 54Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | 149a81fc…22dc |
| 27867 | FG-38097May 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | a1cf2e9f…fa06 |
| 27868 | FG-38098Oct 25 | Harbor Light | 46Account closed | Donor outreach | 1 | Recovered | $120 | $0.10 | 57e501f7…43e2 |
| 27869 | FG-38099Jan 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $40 | $0.10 | 65488c3e…a07f |
| 27870 | FG-38100Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 7f772c80…0db1 |
| 27871 | FG-38101Jul 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 10476725…d1c4 |
| 27872 | FG-38102Nov 25 | Lumen Arts | 19Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | d54e6b54…eb2e |
| 27873 | FG-38103Jun 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 62674670…43c6 |
| 27874 | FG-38104Dec 25 | Lumen Arts | 63Suspected fraud | Donor outreach | 1 | Recovered | $50 | $0.10 | 8bf7566c…b1e8 |
| 27875 | FG-38105Mar 26 | Lumen Arts | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 75f179d9…cb16 |
| 27876 | FG-38106Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 4 | Recovered | $20 | $0.40 | 53a2b8b3…f33d |
| 27877 | FG-38107Dec 25 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 52efbd5c…0fef |
| 27878 | FG-38108Feb 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 9196d5ac…02c6 |
| 27879 | FG-38109Apr 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 5350320b…35a8 |
| 27880 | FG-38110Jun 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | d0f28281…3ffe |
| 27881 | FG-38111Aug 26 | Riverbend | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | c3418b0a…6459 |
| 27882 | FG-38112Aug 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | eaf6dfaa…c6cd |
| 27883 | FG-38113Aug 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 85cc7ed6…4273 |
| 27884 | FG-38114Sep 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Recovered | $60 | $0.30 | c411670b…fd89 |
| 27885 | FG-38115Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | c714f751…a2fe |
| 27886 | FG-38116May 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 51e4016b…2293 |
| 27887 | FG-38117Oct 25 | Riverbend | R09ACH R01 funds | Retry schedule | 1 | Recovered | $25 | $0.10 | fd75260e…dfaf |
| 27888 | FG-38118Apr 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 0df58125…158e |
| 27889 | FG-38119Nov 25 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 4f0213ac…f010 |
| 27890 | FG-38120Feb 26 | Lumen Arts | 02Do not honor | Retry schedule | 1 | Recovered | $60 | $0.10 | d13a14c6…3ea5 |
| 27891 | FG-38121Sep 26 | Lumen Arts | 43Lost or stolen | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 402372e4…86cb |
| 27892 | FG-38122Dec 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | a3d66bf6…abe5 |
| 27893 | FG-38123Sep 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 096dc8dd…aeca |
| 27894 | FG-38124Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 26c2f183…23c7 |
| 27895 | FG-38125Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | f957dc29…c452 |
| 27896 | FG-38126Oct 25 | Cedar Valley | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 4c8b36fe…770e |
| 27897 | FG-38127Dec 25 | Cedar Valley | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 0715c52a…dd65 |
| 27898 | FG-38128Jul 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | a94c0990…e32b |
| 27899 | FG-38129Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 7eea10a3…39de |
| 27900 | FG-38130Apr 26 | Riverbend | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | c9bfa9eb…4d95 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.