Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 27901 | FG-38131Nov 25 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 24427fda…5716 |
| 27902 | FG-38132Apr 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 6cdb54fe…d2e5 |
| 27903 | FG-38133Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 69276714…94ab |
| 27904 | FG-38134Jan 26 | Cedar Valley | 57Invalid card | Donor outreach | 1 | Recovered | $60 | $0.10 | af840783…69b9 |
| 27905 | FG-38135Feb 26 | Northgate | 51Insufficient funds | Retry schedule | 4 | Recovered | $425 | $0.40 | c303b479…abd4 |
| 27906 | FG-38136Feb 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 43c8a5df…9b68 |
| 27907 | FG-38137Jun 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $25 | $0.10 | 9d343287…191e |
| 27908 | FG-38138Oct 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 026973d0…0fac |
| 27909 | FG-38139May 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 36f355d0…17fd |
| 27910 | FG-38140Mar 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | f52d2e8c…39d6 |
| 27911 | FG-38141May 26 | Lumen Arts | 96Issuer unavailable | Retry schedule | 1 | Recovered | $90 | $0.10 | 37a9d538…5dad |
| 27912 | FG-38142Jul 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 89cb04f3…6252 |
| 27913 | FG-38143Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | bc54d587…42ee |
| 27914 | FG-38144Jul 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 389f9072…d726 |
| 27915 | FG-38145Jun 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | abce1caf…48a7 |
| 27916 | FG-38146Jul 26 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $60 | $0.10 | beb054d3…35ba |
| 27917 | FG-38147Aug 26 | Riverbend | 01Do not honor | Retry schedule | 2 | Recovered | $60 | $0.20 | 9a467d45…1fa3 |
| 27918 | FG-38148May 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 3a1d6ceb…8e73 |
| 27919 | FG-38149Jun 26 | Riverbend | R01ACH R01 funds | Retry schedule | 3 | Recovered | $110 | $0.30 | eb2f1b4b…d3d3 |
| 27920 | FG-38150Dec 25 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $60 | $0.10 | 1efa9fc1…fb07 |
| 27921 | FG-38151Mar 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 8c0eaf4b…db5c |
| 27922 | FG-38152Sep 26 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | f24bfd17…8f38 |
| 27923 | FG-38153Oct 25 | Lumen Arts | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 8422aab9…f4b1 |
| 27924 | FG-38154Apr 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 25f81981…77e5 |
| 27925 | FG-38155Oct 25 | Cedar Valley | 02Do not honor | Retry schedule | 2 | Recovered | $50 | $0.20 | 9d6fe787…daa2 |
| 27926 | FG-38156Dec 25 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | a3ff8dc6…b766 |
| 27927 | FG-38157May 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | ae221cb7…b512 |
| 27928 | FG-38158Oct 25 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | acb82f0c…1983 |
| 27929 | FG-38159Sep 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 4a4124ac…617e |
| 27930 | FG-38160Dec 25 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | eee730b6…c4b3 |
| 27931 | FG-38161Apr 26 | Harbor Light | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | f65733dd…a11b |
| 27932 | FG-38162Oct 25 | Cedar Valley | 01Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | aa3b6296…e21e |
| 27933 | FG-38163Feb 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | af2b84b5…74a2 |
| 27934 | FG-38164May 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | da551599…ff3b |
| 27935 | FG-38165Feb 26 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | bea50f7d…9821 |
| 27936 | FG-38166Apr 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 91cacf34…c98d |
| 27937 | FG-38167Jun 26 | Lumen Arts | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 6982cb40…14da |
| 27938 | FG-38168Oct 25 | Northgate | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 808ca71e…b867 |
| 27939 | FG-38169Nov 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | bcc6d50d…e3f3 |
| 27940 | FG-38170Apr 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 3e7f0488…9458 |
| 27941 | FG-38171Nov 25 | Riverbend | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 1ed69430…79b5 |
| 27942 | FG-38172Nov 25 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | b4e61ece…f37b |
| 27943 | FG-38173Jan 26 | Northgate | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 996ae840…037b |
| 27944 | FG-38174Dec 25 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | f5dd5f0d…ed8d |
| 27945 | FG-38175Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 1af1c8d1…f79a |
| 27946 | FG-38176Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 4 | Recovered | $25 | $0.40 | f26d97e3…f5f8 |
| 27947 | FG-38177Aug 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | d96538fd…508c |
| 27948 | FG-38178Aug 26 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | f6ee29b4…9392 |
| 27949 | FG-38179Jun 26 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $60 | $0.10 | 51448c42…0cf9 |
| 27950 | FG-38180Dec 25 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 8ccfe061…7c78 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.