Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 2801 | FG-13031Jul 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 737baedd…1193 |
| 2802 | FG-13032Feb 26 | Riverbend | 19Issuer unavailable | Retry schedule | 1 | Recovered | $5 | $0.10 | babffe36…fe05 |
| 2803 | FG-13033May 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Recovered | $5 | $0.30 | 362169e9…6f87 |
| 2804 | FG-13034Sep 26 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $5 | $0.10 | 0452113d…45b1 |
| 2805 | FG-13035Jul 26 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $150 | $0.10 | 73ef7a92…80d2 |
| 2806 | FG-13036Aug 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | d91c115d…85d3 |
| 2807 | FG-13037Sep 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | b7a39e41…0fee |
| 2808 | FG-13038Nov 25 | Harbor Light | R03ACH R03 no acct | Donor outreach | 1 | Recovered | $20 | $0.10 | 7257a591…78a0 |
| 2809 | FG-13039May 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | db1d2775…0def |
| 2810 | FG-13040Sep 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | b5301556…8ea9 |
| 2811 | FG-13041Oct 25 | Lumen Arts | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 2975006e…d8f6 |
| 2812 | FG-13042Nov 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | f2084eb2…1eaf |
| 2813 | FG-13043Oct 25 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $130 | $0.10 | b89fb577…b9df |
| 2814 | FG-13044Dec 25 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $130 | $0.10 | cf0531fb…5a5d |
| 2815 | FG-13045Mar 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $130 | $0.10 | 3ca828d5…6e5c |
| 2816 | FG-13046Feb 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 0ce51a44…49da |
| 2817 | FG-13047Aug 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 1edabdee…abcf |
| 2818 | FG-13048May 26 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | a9ecbcc7…b16d |
| 2819 | FG-13049Dec 25 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | c271c8ef…ff2c |
| 2820 | FG-13050Feb 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | f7749527…7e07 |
| 2821 | FG-13051Mar 26 | Northgate | 96Issuer unavailable | Retry schedule | 3 | Recovered | $60 | $0.30 | d86c16c5…4dfe |
| 2822 | FG-13052Apr 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 08238a84…c676 |
| 2823 | FG-13053Jan 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 582ee504…305b |
| 2824 | FG-13054May 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 9dc5594b…42db |
| 2825 | FG-13055Jul 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | f11006e8…21cc |
| 2826 | FG-13056Sep 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 094cd9c5…2f43 |
| 2827 | FG-13057Nov 25 | Cedar Valley | 15Invalid card | Donor outreach | 1 | Recovered | $20 | $0.10 | 00a5a010…a3a9 |
| 2828 | FG-13058Feb 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | d24443e9…a526 |
| 2829 | FG-13059Mar 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | fffd16bc…3725 |
| 2830 | FG-13060Jul 26 | Cedar Valley | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | b2c65753…d4e4 |
| 2831 | FG-13061Sep 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Recovered | $20 | $0.30 | ea78fe20…0574 |
| 2832 | FG-13062Oct 25 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 3ed6c137…715e |
| 2833 | FG-13063Apr 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 43e39310…9d45 |
| 2834 | FG-13064Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 1c781fba…9c0d |
| 2835 | FG-13065Aug 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 4115e0cd…0335 |
| 2836 | FG-13066Sep 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 9e14e2fc…1509 |
| 2837 | FG-13067Mar 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 29dd67f5…1431 |
| 2838 | FG-13068Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 09d17e31…bd5e |
| 2839 | FG-13069Jun 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | d11e0c00…d7e7 |
| 2840 | FG-13070Oct 25 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | 99f80d63…14ed |
| 2841 | FG-13071Apr 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | 530e2419…ed53 |
| 2842 | FG-13072Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 2785ef75…bc38 |
| 2843 | FG-13073Jul 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 3d4062ee…7857 |
| 2844 | FG-13074Aug 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | f69875b5…caf6 |
| 2845 | FG-13075Sep 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 0051e5f4…8117 |
| 2846 | FG-13076Jun 26 | Cedar Valley | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 525c6cf0…64d4 |
| 2847 | FG-13077Apr 26 | Harbor Light | 02Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | c4f8312a…2de9 |
| 2848 | FG-13078May 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 0efbc732…ef01 |
| 2849 | FG-13079Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | f794b2f8…3a53 |
| 2850 | FG-13080Nov 25 | Lumen Arts | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 7b747d8b…0147 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.