Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 2851 | FG-13081May 26 | Lumen Arts | 41Lost or stolen | Donor outreach | 1 | Recovered | $15 | $0.10 | 909dab85…3a0e |
| 2852 | FG-13082Mar 26 | Lumen Arts | 01Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | cc04fb53…5888 |
| 2853 | FG-13083Mar 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | ef543834…c3fc |
| 2854 | FG-13084Jun 26 | Northgate | 62Account closed | Donor outreach | 1 | Recovered | $40 | $0.10 | 00ac60a6…dc30 |
| 2855 | FG-13085Jul 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 5c646f78…c526 |
| 2856 | FG-13086Sep 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 0da90b5a…3e1e |
| 2857 | FG-13087Oct 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 7faa7782…1826 |
| 2858 | FG-13088Feb 26 | Cedar Valley | 05Do not honor | Retry schedule | 2 | Recovered | $15 | $0.20 | a8abaf79…03d3 |
| 2859 | FG-13089Sep 26 | Cedar Valley | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 611c9aad…1768 |
| 2860 | FG-13090Jan 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | e25d79ef…c494 |
| 2861 | FG-13091May 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | d2ff3247…4e3c |
| 2862 | FG-13092Apr 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 6623700e…22d9 |
| 2863 | FG-13093Apr 26 | Harbor Light | 01Do not honor | Retry schedule | 1 | Recovered | $45 | $0.10 | c22e1cfc…f1a8 |
| 2864 | FG-13094Oct 25 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 927c400a…4cd1 |
| 2865 | FG-13095Dec 25 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | f83af26d…7765 |
| 2866 | FG-13096Apr 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 12b2a7a7…c058 |
| 2867 | FG-13097Jul 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 8fe6ef9f…55ca |
| 2868 | FG-13098Dec 25 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | a8a17500…9a87 |
| 2869 | FG-13099Jan 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 3 | Recovered | $250 | $0.30 | f70a3f26…ded6 |
| 2870 | FG-13100Feb 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 8d8f7f82…918d |
| 2871 | FG-13101Aug 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 1d6fbe82…110c |
| 2872 | FG-13102Dec 25 | Lumen Arts | 05Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | a1258fca…d4fb |
| 2873 | FG-13103Sep 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 69ebfc9e…e351 |
| 2874 | FG-13104May 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | 08d199d1…66ad |
| 2875 | FG-13105Feb 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 1ac81073…b3c8 |
| 2876 | FG-13106Apr 26 | Harbor Light | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 2657e78c…d396 |
| 2877 | FG-13107Jul 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 763b17ed…eea1 |
| 2878 | FG-13108Jan 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | ccab4f81…73f0 |
| 2879 | FG-13109Jun 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 0c2362ca…3134 |
| 2880 | FG-13110Oct 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 68d52c9b…d783 |
| 2881 | FG-13111Jan 26 | Harbor Light | 63Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | 60413449…22a5 |
| 2882 | FG-13112Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 9d556a72…2e08 |
| 2883 | FG-13113Nov 25 | Harbor Light | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | a45a2f41…21ca |
| 2884 | FG-13114Dec 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 4b6d48b6…0374 |
| 2885 | FG-13115Jan 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 08c6c033…4a49 |
| 2886 | FG-13116Feb 26 | Harbor Light | 01Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 25e4245a…0123 |
| 2887 | FG-13117Jan 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | db0abd6a…c5d8 |
| 2888 | FG-13118Jul 26 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 8391701d…4082 |
| 2889 | FG-13119Nov 25 | Cedar Valley | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | a060c405…4cc9 |
| 2890 | FG-13120Jul 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | d910a550…9931 |
| 2891 | FG-13121Aug 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 6ed8e643…c9c3 |
| 2892 | FG-13122Jan 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | dac5d0da…15c1 |
| 2893 | FG-13123May 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Recovered | $30 | $0.30 | f898cbbe…6262 |
| 2894 | FG-13124Apr 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 075ed2dc…69ad |
| 2895 | FG-13125May 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 30e41ef2…1193 |
| 2896 | FG-13126Feb 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Recovered | $30 | $0.20 | cdcb1002…e836 |
| 2897 | FG-13127Aug 26 | Northgate | 33Expired card | Card updater, then retry | 2 | Recovered | $70 | $0.20 | 6b1e3a6e…1d48 |
| 2898 | FG-13128Feb 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 906da78b…6af4 |
| 2899 | FG-13129Jun 26 | Lumen Arts | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 75d2fca1…ee43 |
| 2900 | FG-13130Mar 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | cca45c8e…aabf |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.