Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 29601 | FG-39831Nov 25 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $25 | $0.10 | 4d479d63…e02c |
| 29602 | FG-39832Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 59e3e324…b454 |
| 29603 | FG-39833May 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 1 | Recovered | $90 | $0.10 | 690c83bb…16a4 |
| 29604 | FG-39834Sep 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 1 | Recovered | $100 | $0.10 | 5c7cfd0e…5af4 |
| 29605 | FG-39835Jul 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 8e0c9ec3…5ab1 |
| 29606 | FG-39836Apr 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 4567a9a3…01a7 |
| 29607 | FG-39837Oct 25 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | b1af62a3…0e60 |
| 29608 | FG-39838Jun 26 | Riverbend | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 03bb9d65…aa2b |
| 29609 | FG-39839Oct 25 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $5 | $0.10 | b34d624e…b19d |
| 29610 | FG-39840Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $5 | $0.10 | ec75b7c2…120b |
| 29611 | FG-39841Oct 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | e2abde8b…9a71 |
| 29612 | FG-39842May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | 0471d81e…2a09 |
| 29613 | FG-39843Sep 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 85333ed0…7e35 |
| 29614 | FG-39844Feb 26 | Northgate | 63Suspected fraud | Donor outreach | 1 | Recovered | $30 | $0.10 | 8569f630…3d1a |
| 29615 | FG-39845Mar 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | f90faf31…40fa |
| 29616 | FG-39846Jan 26 | Northgate | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 5d4d28ed…1c86 |
| 29617 | FG-39847Feb 26 | Northgate | 02Do not honor | Retry schedule | 1 | Recovered | $70 | $0.10 | b0d40cb9…abb9 |
| 29618 | FG-39848Apr 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | cf0e52f2…50b5 |
| 29619 | FG-39849Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | f2753486…9845 |
| 29620 | FG-39850Oct 25 | Lumen Arts | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 327775e0…f717 |
| 29621 | FG-39851Feb 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 209b625f…e63a |
| 29622 | FG-39852May 26 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $40 | $0.10 | 9c31318d…31c6 |
| 29623 | FG-39853Nov 25 | Harbor Light | 05Do not honor | Retry schedule | 3 | Recovered | $15 | $0.30 | 250cf999…d31f |
| 29624 | FG-39854Apr 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | be105311…18c1 |
| 29625 | FG-39855May 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 3e201210…0975 |
| 29626 | FG-39856Mar 26 | Lumen Arts | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 469b4d98…da61 |
| 29627 | FG-39857Jun 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $130 | $0.10 | db5b1b96…2188 |
| 29628 | FG-39858Aug 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | c378dc08…4354 |
| 29629 | FG-39859Sep 26 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $70 | $0.10 | feb12899…e5c3 |
| 29630 | FG-39860Sep 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 70020b6c…3ed0 |
| 29631 | FG-39861Oct 25 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 8a6f26a9…0605 |
| 29632 | FG-39862Sep 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $130 | $0.10 | 97ef1da4…274c |
| 29633 | FG-39863Feb 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 1 | Recovered | $25 | $0.10 | 405c3c81…a230 |
| 29634 | FG-39864Aug 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 6b41977a…36dd |
| 29635 | FG-39865Oct 25 | Harbor Light | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 1dd3452c…006b |
| 29636 | FG-39866Jan 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | d32e72c4…f49b |
| 29637 | FG-39867May 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 560fc2ec…7ddb |
| 29638 | FG-39868Feb 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $225 | $0.10 | 424083e3…4d91 |
| 29639 | FG-39869Feb 26 | Lumen Arts | 05Do not honor | Retry schedule | 1 | Recovered | $180 | $0.10 | 07bad805…d5ae |
| 29640 | FG-39870Sep 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $180 | $0.10 | 6c1077aa…068c |
| 29641 | FG-39871Mar 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | aed1c9ed…f8dc |
| 29642 | FG-39872Jun 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | d097dbf6…adf4 |
| 29643 | FG-39873Nov 25 | Northgate | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 79bf5711…da19 |
| 29644 | FG-39874Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $150 | $0.10 | 64d8632d…df16 |
| 29645 | FG-39875Jul 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | d308a05d…b2db |
| 29646 | FG-39876Mar 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 0f7a4763…0fc3 |
| 29647 | FG-39877Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 4a92c75e…2e87 |
| 29648 | FG-39878Sep 26 | Cedar Valley | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 698c20de…031f |
| 29649 | FG-39879Sep 26 | Northgate | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 79d8735e…9f22 |
| 29650 | FG-39880Sep 26 | Harbor Light | 19Issuer unavailable | Retry schedule | 1 | Recovered | $200 | $0.10 | 120e900c…6d61 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.