Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 29651 | FG-39881Jan 26 | Northgate | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 9dd74476…d247 |
| 29652 | FG-39882Mar 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 45daabde…168b |
| 29653 | FG-39883Apr 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | ce80fc75…ec12 |
| 29654 | FG-39884Apr 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $110 | $0.10 | c1477779…ea07 |
| 29655 | FG-39885Sep 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $110 | $0.10 | 80e6c6be…d3e9 |
| 29656 | FG-39886Dec 25 | Cedar Valley | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 6055211f…d12c |
| 29657 | FG-39887Nov 25 | Harbor Light | 63Suspected fraud | Donor outreach | 1 | Recovered | $40 | $0.10 | dd6efcf8…467c |
| 29658 | FG-39888Oct 25 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | f12b31ed…7f85 |
| 29659 | FG-39889Jul 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | 3fcec2ed…17f9 |
| 29660 | FG-39890May 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $5 | $0.10 | 0823fdb1…7da6 |
| 29661 | FG-39891Jan 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | a1106d22…7789 |
| 29662 | FG-39892Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | a5cdb50b…3080 |
| 29663 | FG-39893Dec 25 | Harbor Light | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 60ef98cc…1f30 |
| 29664 | FG-39894Jul 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 3a54131a…83bb |
| 29665 | FG-39895Jan 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 0c4cb296…bd73 |
| 29666 | FG-39896Feb 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 5d4aa86e…db49 |
| 29667 | FG-39897Sep 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 675fba30…51db |
| 29668 | FG-39898Jan 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | c4f06d05…f118 |
| 29669 | FG-39899Mar 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | 1c03b2a1…7226 |
| 29670 | FG-39900Mar 26 | Harbor Light | 33Expired card | Donor outreach | 1 | Recovered | $50 | $0.10 | 83026fa4…e982 |
| 29671 | FG-39901Dec 25 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 3097cf40…db71 |
| 29672 | FG-39902Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | f51b0858…9f45 |
| 29673 | FG-39903May 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 2dfe9bb4…8975 |
| 29674 | FG-39904Jun 26 | Northgate | 33Expired card | Donor outreach | 1 | Recovered | $25 | $0.10 | 00f0ba75…770f |
| 29675 | FG-39905Sep 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | e4c94d98…d89a |
| 29676 | FG-39906Jan 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 6ae3f319…70c6 |
| 29677 | FG-39907Feb 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | d4cd1dae…7d8f |
| 29678 | FG-39908Jun 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $25 | $0.10 | f2235a1a…8aaf |
| 29679 | FG-39909Jun 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 18f673a0…cc51 |
| 29680 | FG-39910Mar 26 | Northgate | 41Lost or stolen | Donor outreach | 1 | Recovered | $70 | $0.10 | 23920df4…309c |
| 29681 | FG-39911Sep 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 9c15882c…1da4 |
| 29682 | FG-39912Dec 25 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $70 | $0.10 | b7d3ef76…bd7a |
| 29683 | FG-39913Aug 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 9c3bde2c…1545 |
| 29684 | FG-39914Aug 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 91c261c5…c560 |
| 29685 | FG-39915Oct 25 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | d7ec99b3…860a |
| 29686 | FG-39916Feb 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | da0ce0ab…89e2 |
| 29687 | FG-39917May 26 | Harbor Light | 43Lost or stolen | Donor outreach | 1 | Recovered | $80 | $0.10 | 80945b42…8870 |
| 29688 | FG-39918Jun 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $80 | $0.10 | 18bbedc2…bbb0 |
| 29689 | FG-39919May 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $190 | $0.10 | ddc4f992…a32b |
| 29690 | FG-39920Jun 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $190 | $0.10 | ff2f65ef…d309 |
| 29691 | FG-39921Jan 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Recovered | $45 | $0.10 | 6832b38f…48c0 |
| 29692 | FG-39922Sep 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | ed8928c8…f26d |
| 29693 | FG-39923Apr 26 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | a84338eb…600d |
| 29694 | FG-39924May 26 | Riverbend | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | eb713484…2b77 |
| 29695 | FG-39925Nov 25 | Cedar Valley | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | e8e85920…868a |
| 29696 | FG-39926Feb 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 8a686272…b8d2 |
| 29697 | FG-39927Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 0cd87a14…69cc |
| 29698 | FG-39928Feb 26 | Northgate | 91Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 4ca72429…4bdf |
| 29699 | FG-39929Nov 25 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 1e47512a…4f32 |
| 29700 | FG-39930Nov 25 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | b6ed456f…759f |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.