Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 31601 | FG-41831Aug 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $10 | $0.10 | d6196a05…8ab5 |
| 31602 | FG-41832Jan 26 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $35 | $0.10 | d1b6eceb…7fd7 |
| 31603 | FG-41833Feb 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | 1a62104e…27a8 |
| 31604 | FG-41834Mar 26 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | aac1616d…4fe7 |
| 31605 | FG-41835Dec 25 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $80 | $0.10 | c44c28e4…a4fe |
| 31606 | FG-41836Mar 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 6eb1e5ac…eed5 |
| 31607 | FG-41837Jan 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | c044fa93…9177 |
| 31608 | FG-41838Sep 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Recovered | $70 | $0.30 | 6c400d62…830a |
| 31609 | FG-41839Dec 25 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $110 | $0.10 | b1db53d4…516f |
| 31610 | FG-41840Jan 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | d90c60d5…2423 |
| 31611 | FG-41841Feb 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | f5fd5731…8861 |
| 31612 | FG-41842May 26 | Lumen Arts | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 2c273006…d497 |
| 31613 | FG-41843Mar 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 18acb514…bf48 |
| 31614 | FG-41844Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 133bb1e3…3fde |
| 31615 | FG-41845Oct 25 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 37d859f6…e4af |
| 31616 | FG-41846Dec 25 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Recovered | $90 | $0.20 | 23330e63…f44d |
| 31617 | FG-41847Jul 26 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Recovered | $90 | $0.20 | 18bca1db…47ec |
| 31618 | FG-41848Sep 26 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | bd67f409…66af |
| 31619 | FG-41849Apr 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | b2902b5b…cfb7 |
| 31620 | FG-41850Jun 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 461f76de…d1d1 |
| 31621 | FG-41851Apr 26 | Northgate | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 8b91b97b…a72d |
| 31622 | FG-41852Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 7a5b1e05…6acb |
| 31623 | FG-41853Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | bb1909c3…6b61 |
| 31624 | FG-41854Jun 26 | Lumen Arts | 02Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 8beee6a0…97b2 |
| 31625 | FG-41855May 26 | Cedar Valley | 33Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | 46ce520a…832b |
| 31626 | FG-41856Mar 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 0ea7fb69…a2c0 |
| 31627 | FG-41857Jun 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | e57d25ee…9f3b |
| 31628 | FG-41858Dec 25 | Harbor Light | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 6d25e824…9d28 |
| 31629 | FG-41859Apr 26 | Harbor Light | 61Insufficient funds | Retry schedule | 4 | Recovered | $40 | $0.40 | 12ecf8d4…31b4 |
| 31630 | FG-41860Feb 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | b304ccc7…4771 |
| 31631 | FG-41861Apr 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 72387f2a…9cb5 |
| 31632 | FG-41862Jul 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 90c73f66…e4cc |
| 31633 | FG-41863Dec 25 | Lumen Arts | R01ACH R01 funds | Retry schedule | 3 | Recovered | $50 | $0.30 | 6aa16d9b…983a |
| 31634 | FG-41864Feb 26 | Cedar Valley | 02Do not honor | Retry schedule | 1 | Recovered | $40 | $0.10 | 28c73890…a256 |
| 31635 | FG-41865Feb 26 | Riverbend | 33Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | 6804b8b6…00ba |
| 31636 | FG-41866May 26 | Riverbend | 57Invalid card | Donor outreach | 1 | Recovered | $15 | $0.10 | ce1666dd…1fe4 |
| 31637 | FG-41867Nov 25 | Cedar Valley | 63Suspected fraud | Donor outreach | 1 | Recovered | $40 | $0.10 | 19938bbf…22bf |
| 31638 | FG-41868May 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | fe80a97d…9ffd |
| 31639 | FG-41869Sep 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Recovered | $40 | $0.30 | 6a1ed0bb…5cef |
| 31640 | FG-41870Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | 7c12f805…5ce7 |
| 31641 | FG-41871Jun 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 9efc483b…9d7a |
| 31642 | FG-41872Oct 25 | Harbor Light | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 983c1cbd…4501 |
| 31643 | FG-41873Jul 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 5d8f7f25…55d8 |
| 31644 | FG-41874May 26 | Riverbend | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 080d8d95…f8ff |
| 31645 | FG-41875Mar 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 8739f61d…0fc0 |
| 31646 | FG-41876Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $90 | $0.20 | 28e28968…1acb |
| 31647 | FG-41877Nov 25 | Harbor Light | 78Account closed | Donor outreach | 1 | Recovered | $90 | $0.10 | 485a8de1…978e |
| 31648 | FG-41878Dec 25 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | a24df088…0fed |
| 31649 | FG-41879Jan 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | e3f1131e…e13b |
| 31650 | FG-41880Mar 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | aca28e13…3f21 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.