Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 31651 | FG-41881Apr 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 1eaee48f…1986 |
| 31652 | FG-41882Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 07a89768…31f9 |
| 31653 | FG-41883Aug 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | bf6c0b34…365e |
| 31654 | FG-41884Jun 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | 3f1890d3…4ea6 |
| 31655 | FG-41885Apr 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | faf74ad9…0aad |
| 31656 | FG-41886Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | ca1fae8c…1241 |
| 31657 | FG-41887Dec 25 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $25 | $0.10 | 9d36d1c3…cf40 |
| 31658 | FG-41888Jan 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 09da686a…4961 |
| 31659 | FG-41889Apr 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 8e01fa13…3899 |
| 31660 | FG-41890Jun 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 0c15270f…039e |
| 31661 | FG-41891Dec 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 1af82623…7f4d |
| 31662 | FG-41892May 26 | Harbor Light | 02Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | d2ecbee7…32dc |
| 31663 | FG-41893Jul 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 09f85358…c31a |
| 31664 | FG-41894Aug 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | cbab998c…7171 |
| 31665 | FG-41895Dec 25 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Recovered | $10 | $0.10 | 09d40ed9…71e4 |
| 31666 | FG-41896Mar 26 | Cedar Valley | 01Do not honor | Retry schedule | 4 | Recovered | $10 | $0.40 | d86c9756…8d5b |
| 31667 | FG-41897Aug 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 9bb050cb…56f9 |
| 31668 | FG-41898Jan 26 | Harbor Light | 02Do not honor | Retry schedule | 1 | Recovered | $170 | $0.10 | a1c93c88…48ab |
| 31669 | FG-41899Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 743cf9e6…2b07 |
| 31670 | FG-41900Mar 26 | Lumen Arts | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 6d232ef2…2860 |
| 31671 | FG-41901Jul 26 | Lumen Arts | 96Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | dc6e732d…1b5b |
| 31672 | FG-41902Jun 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | a3e9d96d…6afa |
| 31673 | FG-41903Mar 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $110 | $0.10 | 14e59652…d49b |
| 31674 | FG-41904Mar 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Recovered | $5 | $0.10 | 570c42a9…ab3a |
| 31675 | FG-41905Dec 25 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | e8997581…aed5 |
| 31676 | FG-41906Feb 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 53998337…6001 |
| 31677 | FG-41907Jul 26 | Harbor Light | 15Invalid card | Donor outreach | 1 | Recovered | $50 | $0.10 | a002a4e9…bc2c |
| 31678 | FG-41908Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $110 | $0.10 | 1e711849…8e30 |
| 31679 | FG-41909Dec 25 | Harbor Light | 33Expired card | Donor outreach | 1 | Recovered | $110 | $0.10 | 1e7857d0…42e1 |
| 31680 | FG-41910Apr 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | e02b595a…15ae |
| 31681 | FG-41911Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $110 | $0.20 | 15b1acfe…f170 |
| 31682 | FG-41912Aug 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 070f4665…22a3 |
| 31683 | FG-41913Aug 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 650d2643…7e38 |
| 31684 | FG-41914Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | d647c3b4…8ed5 |
| 31685 | FG-41915Aug 26 | Northgate | 54Expired card | Card updater, then retry | 2 | Recovered | $60 | $0.20 | a20e1d90…b458 |
| 31686 | FG-41916Sep 26 | Northgate | 02Do not honor | Retry schedule | 3 | Recovered | $60 | $0.30 | 8f87362f…212a |
| 31687 | FG-41917Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | e1d4eb9f…b2f9 |
| 31688 | FG-41918Mar 26 | Cedar Valley | 05Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | fcd29d58…e4a4 |
| 31689 | FG-41919Jan 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | dfd4dd4a…f16f |
| 31690 | FG-41920Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 6bd01e71…997c |
| 31691 | FG-41921Apr 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | ffe4dd07…b986 |
| 31692 | FG-41922May 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | ef77d1d4…aea1 |
| 31693 | FG-41923Oct 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $110 | $0.10 | 21530bbc…428d |
| 31694 | FG-41924Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 25df3f0d…bb14 |
| 31695 | FG-41925Feb 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | f0883799…a22d |
| 31696 | FG-41926Jun 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $10 | $0.10 | 93231714…02ff |
| 31697 | FG-41927Jan 26 | Cedar Valley | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 03549c64…9986 |
| 31698 | FG-41928Sep 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $30 | $0.10 | 0abb5c01…7fd1 |
| 31699 | FG-41929Feb 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 7488585b…07b2 |
| 31700 | FG-41930Feb 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | d727ee14…1d54 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.