Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 3151 | FG-13381Mar 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 319e7fa2…2af7 |
| 3152 | FG-13382Jun 26 | Northgate | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | cc124614…879d |
| 3153 | FG-13383Dec 25 | Northgate | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | a4896f57…0250 |
| 3154 | FG-13384Nov 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 57f089bf…7ec7 |
| 3155 | FG-13385Jun 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 59ec36a0…658f |
| 3156 | FG-13386Aug 26 | Lumen Arts | R09ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 0e3d1fb3…9056 |
| 3157 | FG-13387Sep 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | d382a126…8063 |
| 3158 | FG-13388Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 4 | Recovered | $35 | $0.40 | 51cf0979…34d6 |
| 3159 | FG-13389Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | f053c2d3…fe89 |
| 3160 | FG-13390May 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $35 | $0.20 | 9dfbc752…55d5 |
| 3161 | FG-13391Jan 26 | Riverbend | 02Do not honor | Retry schedule | 2 | Recovered | $15 | $0.20 | 62b8140e…949c |
| 3162 | FG-13392Dec 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | caa0a74f…b97e |
| 3163 | FG-13393Sep 26 | Northgate | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 541ef421…9121 |
| 3164 | FG-13394Sep 26 | Riverbend | 63Suspected fraud | Donor outreach | 1 | Recovered | $60 | $0.10 | fc210946…bf94 |
| 3165 | FG-13395Oct 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b5bd7586…3e09 |
| 3166 | FG-13396May 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | ba43ddd6…feec |
| 3167 | FG-13397Sep 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 2bb018f5…987c |
| 3168 | FG-13398Dec 25 | Cedar Valley | 01Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | 4c40e3ae…a7d1 |
| 3169 | FG-13399Apr 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 5eda352d…c5c9 |
| 3170 | FG-13400Jun 26 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $30 | $0.10 | a3345db6…b27d |
| 3171 | FG-13401Mar 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 4311479b…eb12 |
| 3172 | FG-13402Sep 26 | Riverbend | 02Do not honor | Retry schedule | 4 | Recovered | $90 | $0.40 | a484824f…ae74 |
| 3173 | FG-13403Aug 26 | Lumen Arts | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 177fa756…9b5f |
| 3174 | FG-13404Mar 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | c8352bf1…14a2 |
| 3175 | FG-13405May 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 5bff6a0c…2332 |
| 3176 | FG-13406Aug 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $70 | $0.10 | 9b7d9406…a847 |
| 3177 | FG-13407Jul 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $20 | $0.10 | 112464e0…f83d |
| 3178 | FG-13408Oct 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $170 | $0.10 | 60ad5590…2579 |
| 3179 | FG-13409Sep 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 81a2e9ba…0a28 |
| 3180 | FG-13410Oct 25 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $180 | $0.10 | ba164a61…6fcc |
| 3181 | FG-13411Dec 25 | Lumen Arts | 33Expired card | Donor outreach | 1 | Recovered | $180 | $0.10 | 09b65269…01c4 |
| 3182 | FG-13412Sep 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $180 | $0.20 | 6c98b06b…22fb |
| 3183 | FG-13413Apr 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | bbdcd221…d886 |
| 3184 | FG-13414Apr 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | 0de06e21…8f29 |
| 3185 | FG-13415Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | 43a77e79…4c8e |
| 3186 | FG-13416Aug 26 | Harbor Light | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | b006adc2…c00a |
| 3187 | FG-13417Nov 25 | Harbor Light | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | bede20ec…9502 |
| 3188 | FG-13418Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | e93852b0…34de |
| 3189 | FG-13419Jan 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 4e0cf727…5083 |
| 3190 | FG-13420May 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 361a6a93…d373 |
| 3191 | FG-13421Nov 25 | Northgate | 05Do not honor | Retry schedule | 4 | Recovered | $25 | $0.40 | 9a345570…2682 |
| 3192 | FG-13422Mar 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | f0208bba…9fed |
| 3193 | FG-13423Sep 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | af8c607c…94fe |
| 3194 | FG-13424Aug 26 | Harbor Light | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | d60db370…de99 |
| 3195 | FG-13425Dec 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $100 | $0.10 | c82b1a3b…2a44 |
| 3196 | FG-13426Sep 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $100 | $0.10 | 40b797fa…1164 |
| 3197 | FG-13427Jan 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $90 | $0.20 | 9df60e41…f70f |
| 3198 | FG-13428Apr 26 | Lumen Arts | 01Do not honor | Retry schedule | 2 | Recovered | $90 | $0.20 | 5b604e4b…745c |
| 3199 | FG-13429May 26 | Lumen Arts | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $90 | $0.10 | f7a38b97…b10a |
| 3200 | FG-13430Jun 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 21da4e51…92dc |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.