Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 3201 | FG-13431Jul 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 3 | Recovered | $90 | $0.30 | a8a7aadf…9742 |
| 3202 | FG-13432Oct 25 | Lumen Arts | 96Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | 1187765e…0824 |
| 3203 | FG-13433Nov 25 | Cedar Valley | R01ACH R01 funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 0c073be4…dd1c |
| 3204 | FG-13434Jan 26 | Cedar Valley | R09ACH R01 funds | Retry schedule | 3 | Recovered | $30 | $0.30 | 71d592c5…7860 |
| 3205 | FG-13435Feb 26 | Cedar Valley | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | f77d7aa1…4f6b |
| 3206 | FG-13436Feb 26 | Cedar Valley | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 86547362…8418 |
| 3207 | FG-13437Mar 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 2a934d33…16a6 |
| 3208 | FG-13438Sep 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 13c0dacf…850c |
| 3209 | FG-13439Jul 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Recovered | $50 | $0.20 | ce572b41…2342 |
| 3210 | FG-13440Aug 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Recovered | $120 | $0.20 | cb6d8355…a4be |
| 3211 | FG-13441Jul 26 | Northgate | 43Lost or stolen | Donor outreach | 1 | Recovered | $40 | $0.10 | ad601b9c…5dfd |
| 3212 | FG-13442Jan 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 08d0c8fe…2d3a |
| 3213 | FG-13443May 26 | Cedar Valley | 19Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | e038a774…f65b |
| 3214 | FG-13444Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 8bd0ed16…1782 |
| 3215 | FG-13445Apr 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | e9463a7f…9d50 |
| 3216 | FG-13446Jun 26 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | a5e912a0…821a |
| 3217 | FG-13447Sep 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 98b40e50…b38c |
| 3218 | FG-13448Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 25836d55…aaa2 |
| 3219 | FG-13449Dec 25 | Cedar Valley | 01Do not honor | Retry schedule | 1 | Recovered | $100 | $0.10 | 53a0c158…19b0 |
| 3220 | FG-13450Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 2ffbb500…4cdd |
| 3221 | FG-13451Sep 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $100 | $0.20 | 67b186ec…0a52 |
| 3222 | FG-13452Dec 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 19127ab4…b881 |
| 3223 | FG-13453Sep 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 33577d72…9927 |
| 3224 | FG-13454Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | c11a6d0c…1347 |
| 3225 | FG-13455Apr 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 98455f6e…c876 |
| 3226 | FG-13456May 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | 0d831dfe…a929 |
| 3227 | FG-13457Dec 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $170 | $0.10 | be379db0…4caf |
| 3228 | FG-13458Mar 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $170 | $0.10 | 689ee664…174f |
| 3229 | FG-13459Sep 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 2 | Recovered | $170 | $0.20 | 537a0ea1…4575 |
| 3230 | FG-13460Aug 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | 2e51b3ee…7640 |
| 3231 | FG-13461Nov 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | e3506130…e9e9 |
| 3232 | FG-13462Apr 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Recovered | $35 | $0.30 | cd3c1ed5…64a0 |
| 3233 | FG-13463Apr 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 1 | Not recovered | — | $0.10 | 528cc45a…1f45 |
| 3234 | FG-13464Jun 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $45 | $0.10 | e9151a9e…f54a |
| 3235 | FG-13465May 26 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 9cf624d1…225f |
| 3236 | FG-13466Apr 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 12f848ac…344d |
| 3237 | FG-13467Sep 26 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | d6598bcb…5314 |
| 3238 | FG-13468Apr 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | e302f188…e8bb |
| 3239 | FG-13469Jun 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 66d67cfe…3340 |
| 3240 | FG-13470Feb 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | cc5f0308…ea16 |
| 3241 | FG-13471Mar 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | a9ca5368…2fe2 |
| 3242 | FG-13472Jul 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | f9e113ce…4802 |
| 3243 | FG-13473Dec 25 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $80 | $0.20 | 2771b0c2…a8bf |
| 3244 | FG-13474Jun 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | cd9cd483…69d4 |
| 3245 | FG-13475Nov 25 | Riverbend | 19Issuer unavailable | Retry schedule | 3 | Recovered | $15 | $0.30 | 2855b73d…d7fb |
| 3246 | FG-13476Feb 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 6706b052…807d |
| 3247 | FG-13477Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 202ed5fd…eef9 |
| 3248 | FG-13478Nov 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 9a9d868a…79cf |
| 3249 | FG-13479Feb 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 607f79f1…91cc |
| 3250 | FG-13480Sep 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | ebb899d8…e434 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.