Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 3251 | FG-13481Apr 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 1ab67647…3d15 |
| 3252 | FG-13482Nov 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | e9d8f429…e463 |
| 3253 | FG-13483Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 86714726…7c7b |
| 3254 | FG-13484Oct 25 | Northgate | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | f0bceed1…145e |
| 3255 | FG-13485Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | 4b3e7e30…bd01 |
| 3256 | FG-13486Jul 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 4612887e…28fa |
| 3257 | FG-13487Dec 25 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $60 | $0.10 | c6400bff…de0b |
| 3258 | FG-13488Jan 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $45 | $0.10 | c6ee2603…971a |
| 3259 | FG-13489Apr 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $30 | $0.10 | ffcfa19d…9ca7 |
| 3260 | FG-13490Jul 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 917aac17…4cf3 |
| 3261 | FG-13491Mar 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | a29a3d87…3cd0 |
| 3262 | FG-13492Dec 25 | Harbor Light | 01Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | bb026597…2363 |
| 3263 | FG-13493Sep 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | ba192c21…ee22 |
| 3264 | FG-13494Apr 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 1d4d72a4…af36 |
| 3265 | FG-13495Oct 25 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 3d3f50de…8453 |
| 3266 | FG-13496Feb 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $90 | $0.30 | 7af50050…ba38 |
| 3267 | FG-13497Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 7ac19fc2…3e56 |
| 3268 | FG-13498Jul 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 5be8da0f…e580 |
| 3269 | FG-13499Sep 26 | Northgate | 02Do not honor | Retry schedule | 2 | Recovered | $90 | $0.20 | 8916ceec…743e |
| 3270 | FG-13500Dec 25 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 70953e1c…8bdc |
| 3271 | FG-13501Aug 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 423c5018…1fcf |
| 3272 | FG-13502Sep 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Recovered | $60 | $0.20 | d5613f84…1836 |
| 3273 | FG-13503Feb 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 0de50e50…4269 |
| 3274 | FG-13504Jul 26 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 5d950d9e…134a |
| 3275 | FG-13505Nov 25 | Northgate | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 2ce67ace…1756 |
| 3276 | FG-13506Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 607eb7fe…79ee |
| 3277 | FG-13507Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 0c7ad1ae…570e |
| 3278 | FG-13508Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | c0679860…99a1 |
| 3279 | FG-13509Nov 25 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $20 | $0.10 | c70f564f…b8c7 |
| 3280 | FG-13510Dec 25 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $35 | $0.20 | 8c0c2c84…d6bd |
| 3281 | FG-13511Jul 26 | Harbor Light | 01Do not honor | Retry schedule | 4 | Recovered | $35 | $0.40 | f21019c3…4632 |
| 3282 | FG-13512Nov 25 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $25 | $0.10 | adeaa496…22db |
| 3283 | FG-13513Feb 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 6522b3c3…476d |
| 3284 | FG-13514Apr 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 1522a81d…a0d0 |
| 3285 | FG-13515Aug 26 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | a1476640…e546 |
| 3286 | FG-13516Apr 26 | Harbor Light | 33Expired card | Card updater, then retry | 2 | Recovered | $35 | $0.20 | 2aa22b6f…234d |
| 3287 | FG-13517May 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | ba2a0074…c373 |
| 3288 | FG-13518Mar 26 | Harbor Light | 54Expired card | Donor outreach | 1 | Recovered | $45 | $0.10 | 4a383cd6…2aba |
| 3289 | FG-13519Jun 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 0081925b…3266 |
| 3290 | FG-13520Aug 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Recovered | $70 | $0.30 | 807df7bc…6ff5 |
| 3291 | FG-13521Nov 25 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | c1c8cedc…145e |
| 3292 | FG-13522Jan 26 | Riverbend | 62Account closed | Donor outreach | 1 | Recovered | $35 | $0.10 | 62da3011…1d9a |
| 3293 | FG-13523May 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | ec252885…a7a9 |
| 3294 | FG-13524Jan 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 2af6932b…b146 |
| 3295 | FG-13525Jun 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | b495175a…ebf1 |
| 3296 | FG-13526Oct 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | df46a9fd…e760 |
| 3297 | FG-13527Feb 26 | Cedar Valley | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 1338f2ed…dba2 |
| 3298 | FG-13528Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | b992db55…9204 |
| 3299 | FG-13529May 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $15 | $0.10 | cbea2226…6a6d |
| 3300 | FG-13530Jun 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | a0e3c58a…4b1e |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.