Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 32151 | FG-42381Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 58c35f75…e6bb |
| 32152 | FG-42382Dec 25 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | ad2ec236…5be7 |
| 32153 | FG-42383Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | ceec1a96…044c |
| 32154 | FG-42384Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $180 | $0.10 | 89053992…9366 |
| 32155 | FG-42385Jun 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | fa9938fc…5689 |
| 32156 | FG-42386Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $30 | $0.30 | 0fe5022a…626c |
| 32157 | FG-42387Oct 25 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | fb6cffe5…0dad |
| 32158 | FG-42388Mar 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 50cb28fa…f4fd |
| 32159 | FG-42389Apr 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 7c8f9cf2…3b1c |
| 32160 | FG-42390Oct 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | b795ee0e…2e12 |
| 32161 | FG-42391Apr 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 6243d7a8…3080 |
| 32162 | FG-42392Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | feab00f5…abdf |
| 32163 | FG-42393Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 01889c55…31b8 |
| 32164 | FG-42394Feb 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 8cd27251…3bf6 |
| 32165 | FG-42395Nov 25 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | bbd754af…8df8 |
| 32166 | FG-42396May 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 2b526ab0…4be8 |
| 32167 | FG-42397Aug 26 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | a471f374…0799 |
| 32168 | FG-42398Sep 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 6346c8d8…c418 |
| 32169 | FG-42399Feb 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 81d8caff…8e4a |
| 32170 | FG-42400Jul 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 42afe508…692c |
| 32171 | FG-42401Aug 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 21b6466f…5325 |
| 32172 | FG-42402Dec 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Recovered | $100 | $0.20 | 9900aa38…854f |
| 32173 | FG-42403Jun 26 | Riverbend | R09ACH R01 funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 7589a120…f404 |
| 32174 | FG-42404Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 95637968…348f |
| 32175 | FG-42405May 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 4e5edb80…b9f4 |
| 32176 | FG-42406Aug 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | dfa91d16…1b76 |
| 32177 | FG-42407Jun 26 | Cedar Valley | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 12e83937…1bde |
| 32178 | FG-42408Oct 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 228e3ef7…5e13 |
| 32179 | FG-42409Jan 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | e73f63bc…60e7 |
| 32180 | FG-42410Feb 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | bf246047…4a76 |
| 32181 | FG-42411May 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | dbe54e0b…a124 |
| 32182 | FG-42412Oct 25 | Northgate | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | bf93b333…d035 |
| 32183 | FG-42413Sep 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $80 | $0.10 | c0eb6de2…21d5 |
| 32184 | FG-42414Feb 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 4839c64c…fb5d |
| 32185 | FG-42415Apr 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 69ec14fb…b34e |
| 32186 | FG-42416Jun 26 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 9a29a7b2…e833 |
| 32187 | FG-42417Mar 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | d689e0fc…7e9d |
| 32188 | FG-42418Jan 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 95c52018…97fc |
| 32189 | FG-42419Apr 26 | Lumen Arts | R09ACH R01 funds | Retry schedule | 1 | Recovered | $90 | $0.10 | ec5c2618…0779 |
| 32190 | FG-42420Sep 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Recovered | $90 | $0.20 | aa816f85…54be |
| 32191 | FG-42421Nov 25 | Northgate | R02ACH R02 closed | Donor outreach | 1 | Recovered | $50 | $0.10 | 7da5f6aa…5832 |
| 32192 | FG-42422Jan 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 4e0f4c49…bd5c |
| 32193 | FG-42423May 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | e2316bea…e231 |
| 32194 | FG-42424Mar 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $70 | $0.10 | dc3e0b1d…8c5a |
| 32195 | FG-42425Jan 26 | Cedar Valley | 05Do not honor | Retry schedule | 2 | Recovered | $10 | $0.20 | 0592ee13…0e87 |
| 32196 | FG-42426Oct 25 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | e7b5c9bc…3edd |
| 32197 | FG-42427Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | c5ff55a6…960e |
| 32198 | FG-42428Jan 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 7ef81193…3cae |
| 32199 | FG-42429Mar 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 099b29bf…2251 |
| 32200 | FG-42430Jun 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 169ed18c…3958 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.