Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 32201 | FG-42431Oct 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | 675e704b…e2c3 |
| 32202 | FG-42432May 26 | Cedar Valley | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 846d61a2…dc54 |
| 32203 | FG-42433Sep 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 3785e7bc…9deb |
| 32204 | FG-42434Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 24e2ce02…49ad |
| 32205 | FG-42435Apr 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 7014a2ba…7fee |
| 32206 | FG-42436Jul 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 8cf0f452…221b |
| 32207 | FG-42437Feb 26 | Lumen Arts | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 269c144a…0376 |
| 32208 | FG-42438Jul 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 343732b8…6ca7 |
| 32209 | FG-42439Jun 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 2e96c62e…60ce |
| 32210 | FG-42440Dec 25 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 17ee40f6…95a2 |
| 32211 | FG-42441Jan 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 67ab7209…be7e |
| 32212 | FG-42442Nov 25 | Cedar Valley | 57Invalid card | Donor outreach | 1 | Recovered | $35 | $0.10 | 6996efdb…149f |
| 32213 | FG-42443Jul 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Recovered | $35 | $0.30 | 9ca7278f…c3e1 |
| 32214 | FG-42444Jul 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 5eaa1a4d…c102 |
| 32215 | FG-42445Feb 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 8f2f1a9c…fa3d |
| 32216 | FG-42446May 26 | Harbor Light | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | c0a5c22c…4546 |
| 32217 | FG-42447Nov 25 | Cedar Valley | 33Expired card | Donor outreach | 1 | Recovered | $60 | $0.10 | a64585d8…3e4f |
| 32218 | FG-42448Aug 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | a6f1ef60…2300 |
| 32219 | FG-42449Mar 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | e6658cbd…2228 |
| 32220 | FG-42450Mar 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | e34a8e98…0f94 |
| 32221 | FG-42451Sep 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 3 | Recovered | $70 | $0.30 | b3caad71…8536 |
| 32222 | FG-42452Mar 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | e553b96a…c5b8 |
| 32223 | FG-42453Apr 26 | Harbor Light | 61Insufficient funds | Retry schedule | 4 | Recovered | $300 | $0.40 | cb992ed2…7bb7 |
| 32224 | FG-42454Jun 26 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 843296c7…78c0 |
| 32225 | FG-42455Feb 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Recovered | $5 | $0.30 | 94b22cf8…c75f |
| 32226 | FG-42456Oct 25 | Harbor Light | 33Expired card | Donor outreach | 1 | Recovered | $80 | $0.10 | 39d758d5…3eff |
| 32227 | FG-42457Jul 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | c49dd118…064a |
| 32228 | FG-42458Oct 25 | Cedar Valley | 96Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | 2a53dc7b…4758 |
| 32229 | FG-42459Aug 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Recovered | $90 | $0.20 | a29a5e56…3c32 |
| 32230 | FG-42460Dec 25 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | a29ab54b…d08f |
| 32231 | FG-42461Sep 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | ed1a454f…1e0e |
| 32232 | FG-42462Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 17406224…ac4b |
| 32233 | FG-42463Jul 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 4983f307…b4f6 |
| 32234 | FG-42464Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $100 | $0.10 | fea1aec7…9937 |
| 32235 | FG-42465Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 0d63e21d…5ded |
| 32236 | FG-42466Jun 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 5162dea9…bbb0 |
| 32237 | FG-42467Dec 25 | Lumen Arts | 61Insufficient funds | Retry schedule | 3 | Recovered | $35 | $0.30 | 1958e236…1827 |
| 32238 | FG-42468Jan 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 1f6b478f…ffdb |
| 32239 | FG-42469Mar 26 | Lumen Arts | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 1160184a…e84b |
| 32240 | FG-42470Oct 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | ebad8c6c…78fd |
| 32241 | FG-42471Aug 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 3c0016e8…0f1d |
| 32242 | FG-42472Jul 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | c10d831b…8f57 |
| 32243 | FG-42473Jan 26 | Cedar Valley | 01Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | 00baf986…538a |
| 32244 | FG-42474Feb 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Recovered | $25 | $0.10 | dadfda0a…c2dd |
| 32245 | FG-42475Mar 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 4f42bea5…f64c |
| 32246 | FG-42476Jun 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | a87765dd…bc55 |
| 32247 | FG-42477Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | cf855480…6dee |
| 32248 | FG-42478Nov 25 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 7782a32f…9694 |
| 32249 | FG-42479Jan 26 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | b40d75c2…04fb |
| 32250 | FG-42480Feb 26 | Riverbend | R02ACH R02 closed | Donor outreach | 1 | Recovered | $20 | $0.10 | 090fcead…039d |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.