Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 33801 | FG-44031Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 185e63f3…57f8 |
| 33802 | FG-44032Dec 25 | Northgate | 19Issuer unavailable | Retry schedule | 2 | Recovered | $5 | $0.20 | 308c67d1…8b6d |
| 33803 | FG-44033Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 30655f97…8bcd |
| 33804 | FG-44034Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 5378e37e…afa2 |
| 33805 | FG-44035Jan 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Recovered | $10 | $0.30 | 9dd9d778…9888 |
| 33806 | FG-44036Aug 26 | Cedar Valley | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | c0ab310b…f43e |
| 33807 | FG-44037Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 519af7ec…b668 |
| 33808 | FG-44038Oct 25 | Harbor Light | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 3bee7dff…6f6a |
| 33809 | FG-44039Jun 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $60 | $0.10 | 668a0e87…2bbf |
| 33810 | FG-44040Mar 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 2a04d45a…784b |
| 33811 | FG-44041Apr 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 562e71a1…f3eb |
| 33812 | FG-44042Dec 25 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 5acc9252…64da |
| 33813 | FG-44043Dec 25 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 50742309…40b6 |
| 33814 | FG-44044Mar 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Recovered | $90 | $0.10 | a518983d…7846 |
| 33815 | FG-44045Nov 25 | Lumen Arts | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | d4fc1f25…9b40 |
| 33816 | FG-44046Aug 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | b67cacc6…e75c |
| 33817 | FG-44047Nov 25 | Cedar Valley | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | db6ea314…d849 |
| 33818 | FG-44048Aug 26 | Cedar Valley | 63Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | eccb703b…2caa |
| 33819 | FG-44049Jun 26 | Northgate | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 4826f88b…04ab |
| 33820 | FG-44050Sep 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 472cab4f…3cdc |
| 33821 | FG-44051Aug 26 | Riverbend | R09ACH R01 funds | Retry schedule | 1 | Recovered | $100 | $0.10 | 319a61f5…8c2c |
| 33822 | FG-44052Jul 26 | Riverbend | R09ACH R01 funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 927d9da6…73f2 |
| 33823 | FG-44053May 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $20 | $0.30 | 958c912d…8398 |
| 33824 | FG-44054Dec 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 6c6035e2…ab93 |
| 33825 | FG-44055Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 0aa9400b…af11 |
| 33826 | FG-44056Dec 25 | Cedar Valley | 19Issuer unavailable | Retry schedule | 3 | Recovered | $15 | $0.30 | 162a0bc1…774b |
| 33827 | FG-44057May 26 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 4f1851ca…fe1e |
| 33828 | FG-44058Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 057aa77a…1d87 |
| 33829 | FG-44059Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 971b520e…ae3e |
| 33830 | FG-44060Jul 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Recovered | $25 | $0.30 | cec4c996…56f6 |
| 33831 | FG-44061Jan 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 921a1246…7dfd |
| 33832 | FG-44062Jun 26 | Northgate | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | d1ca6114…2753 |
| 33833 | FG-44063Jul 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 3e49f54a…6979 |
| 33834 | FG-44064Dec 25 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | b30ef6d2…5769 |
| 33835 | FG-44065Aug 26 | Harbor Light | 62Account closed | Donor outreach | 1 | Recovered | $45 | $0.10 | 51d84843…1450 |
| 33836 | FG-44066Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 57b81659…a63b |
| 33837 | FG-44067Aug 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $200 | $0.10 | 0423bab5…a180 |
| 33838 | FG-44068Sep 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $200 | $0.10 | 3c5b6dda…7b6d |
| 33839 | FG-44069Nov 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 82276cdd…8a30 |
| 33840 | FG-44070Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | b3107398…9878 |
| 33841 | FG-44071Sep 26 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 60ffe8ad…5703 |
| 33842 | FG-44072Oct 25 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 752bd2fc…5225 |
| 33843 | FG-44073Sep 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 29161986…78cb |
| 33844 | FG-44074Jun 26 | Cedar Valley | 63Suspected fraud | Donor outreach | 1 | Recovered | $45 | $0.10 | 58173400…6aa1 |
| 33845 | FG-44075Jul 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | c92c4066…611b |
| 33846 | FG-44076Jun 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 7c35acad…39a8 |
| 33847 | FG-44077Sep 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 5b9c8f78…5422 |
| 33848 | FG-44078Dec 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $110 | $0.10 | 6bfc5287…a097 |
| 33849 | FG-44079Sep 26 | Lumen Arts | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 93470a49…48c6 |
| 33850 | FG-44080Oct 25 | Riverbend | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | a81b598d…8d88 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.