Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 33851 | FG-44081Jan 26 | Riverbend | R02ACH R02 closed | Donor outreach | 1 | Recovered | $10 | $0.10 | e70d21c9…69e4 |
| 33852 | FG-44082Jun 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 4ab85e19…753a |
| 33853 | FG-44083Mar 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 1 | Recovered | $300 | $0.10 | 78180fdf…60d0 |
| 33854 | FG-44084Oct 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 4bc1b2fc…a604 |
| 33855 | FG-44085Jan 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 71e07308…7325 |
| 33856 | FG-44086Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | e755d200…cac3 |
| 33857 | FG-44087Jul 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | c74023ec…7302 |
| 33858 | FG-44088Apr 26 | Harbor Light | 01Do not honor | Retry schedule | 1 | Recovered | $45 | $0.10 | d43548c0…b173 |
| 33859 | FG-44089Oct 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $100 | $0.10 | 0e052cdb…2391 |
| 33860 | FG-44090Jan 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $100 | $0.10 | 8101bcf9…5511 |
| 33861 | FG-44091May 26 | Riverbend | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | bf283cc1…45b1 |
| 33862 | FG-44092Jun 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 16cae77e…bc74 |
| 33863 | FG-44093Oct 25 | Harbor Light | 01Do not honor | Retry schedule | 3 | Recovered | $70 | $0.30 | b2d5c9ad…15f7 |
| 33864 | FG-44094Feb 26 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | bcdd50d9…e951 |
| 33865 | FG-44095Jun 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | bea08568…a653 |
| 33866 | FG-44096Dec 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $110 | $0.10 | ff90fcae…4888 |
| 33867 | FG-44097Oct 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | 7cd4767b…7098 |
| 33868 | FG-44098Jan 26 | Lumen Arts | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 8b564432…34df |
| 33869 | FG-44099Aug 26 | Lumen Arts | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 44cb7aa5…0a34 |
| 33870 | FG-44100Jan 26 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 3af9fc9f…b822 |
| 33871 | FG-44101Oct 25 | Riverbend | R09ACH R01 funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 88ab1d95…c87e |
| 33872 | FG-44102Jul 26 | Riverbend | R02ACH R02 closed | Donor outreach | 1 | Not recovered | — | $0.10 | a3cc54d7…b7d2 |
| 33873 | FG-44103Jul 26 | Northgate | 78Account closed | Donor outreach | 1 | Recovered | $90 | $0.10 | d8ef01a7…c20b |
| 33874 | FG-44104Dec 25 | Riverbend | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 725c8803…367f |
| 33875 | FG-44105Jun 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | 46923060…0441 |
| 33876 | FG-44106Aug 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | cb3c297b…691b |
| 33877 | FG-44107Sep 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 075d6de6…6253 |
| 33878 | FG-44108Oct 25 | Riverbend | 02Do not honor | Retry schedule | 4 | Recovered | $25 | $0.40 | 07c7a220…a1e2 |
| 33879 | FG-44109Feb 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 1a78fab0…d8c9 |
| 33880 | FG-44110Apr 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $25 | $0.10 | 49803009…2625 |
| 33881 | FG-44111Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 4d360cec…30ca |
| 33882 | FG-44112Aug 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 037cf6c6…ba29 |
| 33883 | FG-44113Nov 25 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | 24f84c2e…6459 |
| 33884 | FG-44114Feb 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 1dd269ca…1afd |
| 33885 | FG-44115May 26 | Northgate | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 556b3bb0…de14 |
| 33886 | FG-44116Jul 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $160 | $0.10 | e389fcf0…e058 |
| 33887 | FG-44117Jun 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | cc93e8d0…7159 |
| 33888 | FG-44118Jan 26 | Cedar Valley | 43Lost or stolen | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 039e2f46…770d |
| 33889 | FG-44119Jan 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | b7622c75…e6ab |
| 33890 | FG-44120Dec 25 | Riverbend | 02Do not honor | Retry schedule | 3 | Recovered | $10 | $0.30 | 13f44c14…f4b5 |
| 33891 | FG-44121Jul 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 49a7ff51…f6fc |
| 33892 | FG-44122Mar 26 | Riverbend | 02Do not honor | Retry schedule | 2 | Recovered | $45 | $0.20 | 5c178e23…1e0b |
| 33893 | FG-44123Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 5721735e…ed5b |
| 33894 | FG-44124Jun 26 | Riverbend | 91Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | af14b6db…98d5 |
| 33895 | FG-44125Sep 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 9e5d516b…ea83 |
| 33896 | FG-44126Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 4fb04bce…157c |
| 33897 | FG-44127Mar 26 | Lumen Arts | 63Suspected fraud | Donor outreach | 1 | Recovered | $30 | $0.10 | b30fe044…1745 |
| 33898 | FG-44128Sep 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 9f457b52…c469 |
| 33899 | FG-44129Feb 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 505690ce…98b4 |
| 33900 | FG-44130Dec 25 | Riverbend | 05Do not honor | Retry schedule | 4 | Recovered | $40 | $0.40 | 2fa337f3…b880 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.