Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 33951 | FG-44181Jun 26 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Recovered | $30 | $0.30 | c089c2c8…3b18 |
| 33952 | FG-44182Jul 26 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $15 | $0.10 | 89600d8a…66e9 |
| 33953 | FG-44183May 26 | Cedar Valley | 78Account closed | Donor outreach | 1 | Recovered | $30 | $0.10 | 517b20c4…22f5 |
| 33954 | FG-44184Dec 25 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | a8c2d965…9949 |
| 33955 | FG-44185Dec 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f7732325…aa59 |
| 33956 | FG-44186May 26 | Lumen Arts | R09ACH R01 funds | Retry schedule | 2 | Recovered | $40 | $0.20 | c8edc330…ef20 |
| 33957 | FG-44187Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 6bfe8778…21f3 |
| 33958 | FG-44188Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | d7ef2b6f…813f |
| 33959 | FG-44189Jul 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 323be444…c7df |
| 33960 | FG-44190Feb 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 229b45d3…88f5 |
| 33961 | FG-44191Mar 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 04126c2c…3c2d |
| 33962 | FG-44192Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 3fa21312…8c9b |
| 33963 | FG-44193Jul 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | ce68b6a9…95e1 |
| 33964 | FG-44194Jan 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | d036eb41…5036 |
| 33965 | FG-44195Aug 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | bbc7d202…b8ad |
| 33966 | FG-44196Jul 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | dc67cb8c…6e2a |
| 33967 | FG-44197Dec 25 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Recovered | $60 | $0.30 | 413bf83f…61be |
| 33968 | FG-44198Jan 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $60 | $0.10 | f88247d1…dfb1 |
| 33969 | FG-44199Apr 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | d70f68fa…e558 |
| 33970 | FG-44200May 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 171fad86…1f27 |
| 33971 | FG-44201Nov 25 | Lumen Arts | 05Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | 48065a9b…2102 |
| 33972 | FG-44202Aug 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 5b98cabc…5f03 |
| 33973 | FG-44203Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $80 | $0.20 | 8a4c7a32…fb0a |
| 33974 | FG-44204Jan 26 | Northgate | 59Suspected fraud | Donor outreach | 1 | Recovered | $80 | $0.10 | 3e99b162…33e0 |
| 33975 | FG-44205Feb 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $80 | $0.20 | 7ed58a62…86e0 |
| 33976 | FG-44206May 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 4202b4ca…1656 |
| 33977 | FG-44207Jul 26 | Lumen Arts | 01Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | d9c5daad…6530 |
| 33978 | FG-44208Oct 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 876f9349…3a7b |
| 33979 | FG-44209Aug 26 | Cedar Valley | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | cf4a001e…ca8d |
| 33980 | FG-44210Apr 26 | Cedar Valley | 01Do not honor | Retry schedule | 1 | Recovered | $40 | $0.10 | be1a177b…d8f5 |
| 33981 | FG-44211Feb 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $180 | $0.10 | 6075e85e…1331 |
| 33982 | FG-44212Feb 26 | Cedar Valley | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 17ec3d3e…a053 |
| 33983 | FG-44213Jun 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Recovered | $5 | $0.30 | ca84439e…98a3 |
| 33984 | FG-44214Jun 26 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 3a08a6a3…734d |
| 33985 | FG-44215Nov 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 4bf6f74a…b4ba |
| 33986 | FG-44216Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 6bc7bc42…0b02 |
| 33987 | FG-44217Aug 26 | Riverbend | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | b20eea41…9f88 |
| 33988 | FG-44218Jun 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 3b41583b…bf25 |
| 33989 | FG-44219Oct 25 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 372b62f2…61f9 |
| 33990 | FG-44220Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 680130bc…a9d5 |
| 33991 | FG-44221Dec 25 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 195c5fe2…7dc9 |
| 33992 | FG-44222May 26 | Northgate | 65Insufficient funds | Retry schedule | 4 | Recovered | $120 | $0.40 | 612dc288…965c |
| 33993 | FG-44223Nov 25 | Lumen Arts | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 219ed6cc…473a |
| 33994 | FG-44224Mar 26 | Lumen Arts | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 463995a2…8b1d |
| 33995 | FG-44225Sep 26 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 49c3722b…12f0 |
| 33996 | FG-44226Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | dba72340…10d2 |
| 33997 | FG-44227May 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 34cf42c0…52eb |
| 33998 | FG-44228Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 4 | Recovered | $180 | $0.40 | fdc27a83…310e |
| 33999 | FG-44229Aug 26 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 4937f418…3e96 |
| 34000 | FG-44230Oct 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | de4c6dcd…62f4 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.