Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 34001 | FG-44231Apr 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 2c22e1c0…6855 |
| 34002 | FG-44232Feb 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | c78e57d8…75af |
| 34003 | FG-44233Nov 25 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $40 | $0.10 | 51a8d5e1…7fe5 |
| 34004 | FG-44234Mar 26 | Harbor Light | 54Expired card | Donor outreach | 1 | Recovered | $35 | $0.10 | 0cc27d12…0253 |
| 34005 | FG-44235Sep 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | fc475eb6…046f |
| 34006 | FG-44236Nov 25 | Lumen Arts | 33Expired card | Donor outreach | 1 | Recovered | $15 | $0.10 | 40d5db5d…0585 |
| 34007 | FG-44237Oct 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | d4fe7da4…fef2 |
| 34008 | FG-44238Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $80 | $0.20 | 99961d04…babc |
| 34009 | FG-44239May 26 | Northgate | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 79f63768…9fe0 |
| 34010 | FG-44240Jun 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | 0282cc3d…6baf |
| 34011 | FG-44241Jul 26 | Northgate | 33Expired card | Donor outreach | 1 | Recovered | $80 | $0.10 | 0e2ac736…6e82 |
| 34012 | FG-44242Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 18bad1db…2558 |
| 34013 | FG-44243Aug 26 | Harbor Light | 46Account closed | Donor outreach | 1 | Not recovered | — | $0.10 | 5741215e…4338 |
| 34014 | FG-44244Oct 25 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 087b5103…eb9c |
| 34015 | FG-44245Nov 25 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 6fe0e9a5…915f |
| 34016 | FG-44246Dec 25 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 9f3591f4…529a |
| 34017 | FG-44247Dec 25 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $35 | $0.10 | 7aa922a7…2713 |
| 34018 | FG-44248Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 653cf973…c394 |
| 34019 | FG-44249Oct 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 8561bf41…6720 |
| 34020 | FG-44250Mar 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | e59c3ee1…f5ee |
| 34021 | FG-44251Apr 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | a7daee8f…0ee2 |
| 34022 | FG-44252May 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | e59d389c…6573 |
| 34023 | FG-44253Oct 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | aac2c3ef…7eba |
| 34024 | FG-44254Jun 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 02f27505…ee63 |
| 34025 | FG-44255Jun 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $80 | $0.20 | 734bddc1…cdff |
| 34026 | FG-44256Feb 26 | Northgate | 59Suspected fraud | Donor outreach | 1 | Recovered | $60 | $0.10 | 5be2a67f…6008 |
| 34027 | FG-44257Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | d6484cde…4068 |
| 34028 | FG-44258Oct 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Recovered | $35 | $0.20 | a394840e…d2a8 |
| 34029 | FG-44259Mar 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | ca761b79…6009 |
| 34030 | FG-44260Sep 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Recovered | $35 | $0.20 | b23dac02…6c23 |
| 34031 | FG-44261Jun 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $40 | $0.10 | bf26e35d…e78a |
| 34032 | FG-44262Apr 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | fe59874a…07b8 |
| 34033 | FG-44263Jun 26 | Lumen Arts | 54Expired card | Card updater, then retry | 2 | Recovered | $30 | $0.20 | aa37cdb1…1599 |
| 34034 | FG-44264Feb 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 44b76560…643f |
| 34035 | FG-44265Jan 26 | Lumen Arts | 14Invalid card | Donor outreach | 1 | Recovered | $60 | $0.10 | b77efe47…3d54 |
| 34036 | FG-44266Jul 26 | Lumen Arts | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 48635744…cf36 |
| 34037 | FG-44267Nov 25 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | e1649227…fef5 |
| 34038 | FG-44268Dec 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 92cad556…a7e2 |
| 34039 | FG-44269Apr 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | ae426f75…0175 |
| 34040 | FG-44270Aug 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 6ef9756c…0390 |
| 34041 | FG-44271Sep 26 | Harbor Light | 01Do not honor | Retry schedule | 4 | Recovered | $50 | $0.40 | fe10f875…904a |
| 34042 | FG-44272Jan 26 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $90 | $0.10 | a1ac1509…23f5 |
| 34043 | FG-44273May 26 | Lumen Arts | 02Do not honor | Retry schedule | 1 | Recovered | $60 | $0.10 | c58cb8b5…64f3 |
| 34044 | FG-44274Aug 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 322a32e1…0152 |
| 34045 | FG-44275May 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | c0cb019c…c7e8 |
| 34046 | FG-44276Mar 26 | Lumen Arts | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 3b39fe53…cdc1 |
| 34047 | FG-44277Sep 26 | Lumen Arts | 59Suspected fraud | Donor outreach | 1 | Recovered | $160 | $0.10 | 6e36332f…b903 |
| 34048 | FG-44278Mar 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | c045c67b…92de |
| 34049 | FG-44279Jun 26 | Cedar Valley | 96Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | 91479c16…8fc1 |
| 34050 | FG-44280Jul 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 4 | Recovered | $45 | $0.40 | 1ed1f2ec…b4cf |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.