Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 34101 | FG-44331Aug 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 2 | Recovered | $25 | $0.20 | fe1d03b9…f588 |
| 34102 | FG-44332Oct 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 459d80cb…dd9a |
| 34103 | FG-44333Nov 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 655e0ab4…b919 |
| 34104 | FG-44334Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Recovered | $25 | $0.30 | bdd361e1…bbbd |
| 34105 | FG-44335Feb 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 086494f1…fa00 |
| 34106 | FG-44336Jul 26 | Lumen Arts | 14Invalid card | Donor outreach | 1 | Recovered | $30 | $0.10 | 30f326f2…5e79 |
| 34107 | FG-44337May 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 377cb576…d693 |
| 34108 | FG-44338Dec 25 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | ce384c8b…a488 |
| 34109 | FG-44339Jan 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 82ab8754…8669 |
| 34110 | FG-44340Feb 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Recovered | $30 | $0.30 | 4f1b8749…b632 |
| 34111 | FG-44341Aug 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 4d79dedb…8c9d |
| 34112 | FG-44342Aug 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $225 | $0.10 | 3003820d…408b |
| 34113 | FG-44343Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | e298b533…c331 |
| 34114 | FG-44344Sep 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | f28578ff…a41f |
| 34115 | FG-44345Oct 25 | Lumen Arts | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 5cfc4942…02eb |
| 34116 | FG-44346Mar 26 | Lumen Arts | 01Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 200b65dd…8a6b |
| 34117 | FG-44347Apr 26 | Riverbend | 19Issuer unavailable | Retry schedule | 1 | Recovered | $50 | $0.10 | 5320f308…b408 |
| 34118 | FG-44348May 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | ed556c70…98d1 |
| 34119 | FG-44349Sep 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $110 | $0.10 | fbe603fe…b95d |
| 34120 | FG-44350May 26 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 2aef7700…26be |
| 34121 | FG-44351Sep 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | aea2d4d6…504c |
| 34122 | FG-44352Jun 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | e9e009e6…63b2 |
| 34123 | FG-44353Jun 26 | Northgate | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 37305f2a…884d |
| 34124 | FG-44354Nov 25 | Lumen Arts | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | bf6558af…18cc |
| 34125 | FG-44355Feb 26 | Riverbend | 41Lost or stolen | Donor outreach | 1 | Not recovered | — | $0.10 | 150fad0c…78a4 |
| 34126 | FG-44356Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | c6804f23…bf43 |
| 34127 | FG-44357Jun 26 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $20 | $0.10 | 278b4e11…78dc |
| 34128 | FG-44358Jul 26 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Recovered | $20 | $0.30 | bf628f53…a777 |
| 34129 | FG-44359Apr 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 83600e8c…c601 |
| 34130 | FG-44360Sep 26 | Harbor Light | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 2e377097…7720 |
| 34131 | FG-44361Sep 26 | Lumen Arts | 01Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | ee8ce743…b5be |
| 34132 | FG-44362Jul 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | a3bd0232…2783 |
| 34133 | FG-44363Sep 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 527d7260…4617 |
| 34134 | FG-44364Oct 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 08938cf2…c096 |
| 34135 | FG-44365Apr 26 | Harbor Light | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 612356af…52a7 |
| 34136 | FG-44366May 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | ca323c8a…bd7f |
| 34137 | FG-44367Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 5d021548…07ca |
| 34138 | FG-44368Jul 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | b37194bd…a19a |
| 34139 | FG-44369Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 290997e1…b792 |
| 34140 | FG-44370Jun 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $110 | $0.10 | 6c1363c7…add2 |
| 34141 | FG-44371Oct 25 | Lumen Arts | R09ACH R01 funds | Retry schedule | 3 | Recovered | $30 | $0.30 | 02365c16…dbaa |
| 34142 | FG-44372Feb 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 2ea50430…5706 |
| 34143 | FG-44373Dec 25 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 69a43474…ce7f |
| 34144 | FG-44374Jun 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | 16004f55…ec11 |
| 34145 | FG-44375Nov 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | abf4c135…bc1e |
| 34146 | FG-44376Feb 26 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $40 | $0.20 | dad7512b…5391 |
| 34147 | FG-44377May 26 | Riverbend | 62Account closed | Donor outreach | 1 | Recovered | $45 | $0.10 | 085f9f92…d554 |
| 34148 | FG-44378May 26 | Riverbend | 02Do not honor | Retry schedule | 2 | Recovered | $45 | $0.20 | b9935566…b0cb |
| 34149 | FG-44379Nov 25 | Harbor Light | R03ACH R03 no acct | Donor outreach | 1 | Recovered | $40 | $0.10 | 52a91d18…1e8c |
| 34150 | FG-44380Mar 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 03a35129…cfe0 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.