Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 34151 | FG-44381Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 4618746c…cd73 |
| 34152 | FG-44382Jul 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | abcc1fd7…514e |
| 34153 | FG-44383Nov 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 38de7c31…fceb |
| 34154 | FG-44384Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | c3f18c33…cce2 |
| 34155 | FG-44385Apr 26 | Cedar Valley | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 6a90572b…8609 |
| 34156 | FG-44386May 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | 2940769c…e662 |
| 34157 | FG-44387Aug 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | b1d7b885…eb86 |
| 34158 | FG-44388Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | 73a9960f…2a87 |
| 34159 | FG-44389May 26 | Northgate | R09ACH R01 funds | Retry schedule | 3 | Recovered | $170 | $0.30 | e003c104…8075 |
| 34160 | FG-44390Feb 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | eef324a3…d578 |
| 34161 | FG-44391Oct 25 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 2240388d…ef2e |
| 34162 | FG-44392May 26 | Riverbend | 96Issuer unavailable | Retry schedule | 4 | Recovered | $10 | $0.40 | 7dc62abf…be6a |
| 34163 | FG-44393Feb 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 3a8537eb…4984 |
| 34164 | FG-44394Oct 25 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | aab0cca9…ae18 |
| 34165 | FG-44395Nov 25 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 27973cf6…752a |
| 34166 | FG-44396Apr 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | dcc4d54f…de4b |
| 34167 | FG-44397Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 4b89c506…673e |
| 34168 | FG-44398Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | a070130d…11f1 |
| 34169 | FG-44399Jul 26 | Riverbend | 46Account closed | Donor outreach | 1 | Recovered | $20 | $0.10 | 7458ade0…7f36 |
| 34170 | FG-44400Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | afe21810…ce1c |
| 34171 | FG-44401Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 99026ffb…0134 |
| 34172 | FG-44402Jul 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $5 | $0.10 | 3d5a51f2…4c88 |
| 34173 | FG-44403Jan 26 | Northgate | 19Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | 938eaf92…3c0a |
| 34174 | FG-44404Jun 26 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $35 | $0.10 | cb4cf24f…7202 |
| 34175 | FG-44405Apr 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 4c33438d…ab61 |
| 34176 | FG-44406Aug 26 | Riverbend | 19Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | be54aea9…04fd |
| 34177 | FG-44407Sep 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | 571bf928…796e |
| 34178 | FG-44408Feb 26 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 58cc81a7…df8c |
| 34179 | FG-44409Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 5769cae0…ce96 |
| 34180 | FG-44410Aug 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | d8c1b594…c29f |
| 34181 | FG-44411Feb 26 | Northgate | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 37087d58…7c32 |
| 34182 | FG-44412Aug 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $120 | $0.30 | 4cd4dd46…63bb |
| 34183 | FG-44413Nov 25 | Cedar Valley | R04ACH R03 no acct | Donor outreach | 1 | Recovered | $35 | $0.10 | 315b1e8c…9393 |
| 34184 | FG-44414Aug 26 | Cedar Valley | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 40511db5…2276 |
| 34185 | FG-44415Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | cfc609de…be48 |
| 34186 | FG-44416Oct 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | adc58477…723c |
| 34187 | FG-44417Apr 26 | Harbor Light | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 82ece340…5a39 |
| 34188 | FG-44418Jun 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 1 | Recovered | $30 | $0.10 | b19e4a21…8f99 |
| 34189 | FG-44419Jan 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 7dca86fe…20f5 |
| 34190 | FG-44420Jan 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 416d578c…7df0 |
| 34191 | FG-44421Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | a4996ecf…b2bc |
| 34192 | FG-44422Nov 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $5 | $0.10 | 3acf6d98…b8c1 |
| 34193 | FG-44423Aug 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 6fb07c30…fd6d |
| 34194 | FG-44424Apr 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | e26b098b…eb5f |
| 34195 | FG-44425Jun 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $30 | $0.20 | 7f97eb64…ec9d |
| 34196 | FG-44426Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | ef18ff63…5b3e |
| 34197 | FG-44427Jan 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 84237379…b646 |
| 34198 | FG-44428May 26 | Northgate | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 239eec67…5aaf |
| 34199 | FG-44429May 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 652c41d1…e380 |
| 34200 | FG-44430Dec 25 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $120 | $0.10 | 3c8a0208…a711 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.