Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 34701 | FG-44931Nov 25 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | b1a04cb8…6818 |
| 34702 | FG-44932Jan 26 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 7b71cb4d…dcfd |
| 34703 | FG-44933Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $90 | $0.20 | 33283f63…8d9a |
| 34704 | FG-44934Jul 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | 11f08d3a…94ff |
| 34705 | FG-44935Jan 26 | Cedar Valley | 01Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 9df9a78b…ae69 |
| 34706 | FG-44936Apr 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | c13ac9c7…cf81 |
| 34707 | FG-44937Jul 26 | Cedar Valley | 96Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | e7cfabce…db5d |
| 34708 | FG-44938Mar 26 | Riverbend | 63Suspected fraud | Donor outreach | 1 | Recovered | $60 | $0.10 | b83a5f29…ea13 |
| 34709 | FG-44939Jul 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 66d26acd…a37f |
| 34710 | FG-44940Jun 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 43ca602a…8ff9 |
| 34711 | FG-44941Aug 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 8c582a9d…2e8f |
| 34712 | FG-44942Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $30 | $0.30 | 4582f46e…9c48 |
| 34713 | FG-44943Mar 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 73678bbd…ddf5 |
| 34714 | FG-44944Oct 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b8c13561…8227 |
| 34715 | FG-44945Mar 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | e8075184…2863 |
| 34716 | FG-44946Aug 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | bca2860e…6bd4 |
| 34717 | FG-44947Nov 25 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 45675cec…7761 |
| 34718 | FG-44948May 26 | Cedar Valley | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 0d5853d5…457d |
| 34719 | FG-44949Oct 25 | Cedar Valley | 78Account closed | Donor outreach | 1 | Recovered | $15 | $0.10 | 660ee17f…5af2 |
| 34720 | FG-44950Nov 25 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $120 | $0.10 | dabaa9c7…04d7 |
| 34721 | FG-44951Mar 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $120 | $0.10 | 803d09fb…9540 |
| 34722 | FG-44952Sep 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $120 | $0.10 | e19955f7…1054 |
| 34723 | FG-44953Sep 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $25 | $0.10 | dcd7b0c1…5fb8 |
| 34724 | FG-44954Jul 26 | Lumen Arts | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 11bc3e09…44fe |
| 34725 | FG-44955Oct 25 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | 4c456f44…c83f |
| 34726 | FG-44956Mar 26 | Northgate | 96Issuer unavailable | Retry schedule | 4 | Recovered | $35 | $0.40 | 4506272d…8bb3 |
| 34727 | FG-44957Jul 26 | Northgate | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | ee188e4b…24c6 |
| 34728 | FG-44958Dec 25 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | cd73a56a…67ff |
| 34729 | FG-44959Oct 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $120 | $0.10 | b3aaae8c…fc1b |
| 34730 | FG-44960Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | c97e6c18…2a17 |
| 34731 | FG-44961Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 357be6b1…7729 |
| 34732 | FG-44962Sep 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 352f6778…f364 |
| 34733 | FG-44963Jan 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 6c32b7ca…0e7b |
| 34734 | FG-44964Sep 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 852f0e67…588e |
| 34735 | FG-44965Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | b4a245e4…b2f6 |
| 34736 | FG-44966Dec 25 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 3bec84c1…6348 |
| 34737 | FG-44967Jan 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | fd880810…bd1a |
| 34738 | FG-44968May 26 | Harbor Light | 01Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | a8d05e79…eaf1 |
| 34739 | FG-44969Feb 26 | Harbor Light | 62Account closed | Donor outreach | 1 | Recovered | $5 | $0.10 | 5002648a…56df |
| 34740 | FG-44970Dec 25 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 21dd81f1…2e23 |
| 34741 | FG-44971Dec 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 38709174…f3f4 |
| 34742 | FG-44972May 26 | Cedar Valley | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 963ed976…c5aa |
| 34743 | FG-44973Oct 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | b89360c6…1861 |
| 34744 | FG-44974Mar 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | f73bb18b…2fc5 |
| 34745 | FG-44975Sep 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $150 | $0.10 | fbcc8aee…5136 |
| 34746 | FG-44976Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 4 | Recovered | $20 | $0.40 | bf28fc82…aa1b |
| 34747 | FG-44977Mar 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $5 | $0.20 | 9bc87e2d…63d2 |
| 34748 | FG-44978Nov 25 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 9375909d…7727 |
| 34749 | FG-44979Dec 25 | Harbor Light | 01Do not honor | Retry schedule | 3 | Recovered | $35 | $0.30 | 349d825b…f1f1 |
| 34750 | FG-44980Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 85c50372…0245 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.