Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 34751 | FG-44981Nov 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | fd87bab8…059c |
| 34752 | FG-44982Jan 26 | Northgate | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 1288ae35…f39d |
| 34753 | FG-44983Feb 26 | Northgate | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | f28c13df…c7c5 |
| 34754 | FG-44984Apr 26 | Northgate | 02Do not honor | Retry schedule | 2 | Recovered | $60 | $0.20 | 1d5fbf5e…21c1 |
| 34755 | FG-44985May 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 068902c3…cb59 |
| 34756 | FG-44986Jun 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $60 | $0.10 | d9fd6dce…1303 |
| 34757 | FG-44987Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $150 | $0.10 | 055b7b25…98b1 |
| 34758 | FG-44988Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Recovered | $40 | $0.30 | 551f3bd8…5a76 |
| 34759 | FG-44989Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 80d181c2…7a95 |
| 34760 | FG-44990Oct 25 | Lumen Arts | 91Issuer unavailable | Retry schedule | 4 | Recovered | $40 | $0.40 | ba93da7e…ea10 |
| 34761 | FG-44991Feb 26 | Lumen Arts | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | de8ec466…0df4 |
| 34762 | FG-44992Oct 25 | Harbor Light | 19Issuer unavailable | Retry schedule | 3 | Recovered | $80 | $0.30 | 5f6e872c…4f6d |
| 34763 | FG-44993Sep 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $110 | $0.20 | 7b4ad26f…9dcb |
| 34764 | FG-44994Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | befa0b30…c738 |
| 34765 | FG-44995Mar 26 | Northgate | 02Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | 38f6a7ae…df89 |
| 34766 | FG-44996Aug 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 09a72aff…b685 |
| 34767 | FG-44997Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | e34a5d68…6d3b |
| 34768 | FG-44998Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 0cfcac55…a41d |
| 34769 | FG-44999Oct 25 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | d543a455…9b36 |
| 34770 | FG-45000Jan 26 | Northgate | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | ba5e2bc2…6354 |
| 34771 | FG-45001Mar 26 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | d8e832a2…9cad |
| 34772 | FG-45002Feb 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $45 | $0.20 | 494cd9f3…c678 |
| 34773 | FG-45003Mar 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 06daae1f…f099 |
| 34774 | FG-45004Apr 26 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $45 | $0.10 | 7b0e1952…9016 |
| 34775 | FG-45005Feb 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | f502d9a6…6cae |
| 34776 | FG-45006Apr 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | 2c199298…633a |
| 34777 | FG-45007May 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 7800f32b…831d |
| 34778 | FG-45008Jul 26 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 99c3a390…e071 |
| 34779 | FG-45009Aug 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 6d519ed3…35da |
| 34780 | FG-45010Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | bbd56aa3…f797 |
| 34781 | FG-45011Apr 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 83b53d79…3850 |
| 34782 | FG-45012Mar 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $5 | $0.20 | f563ecc6…0836 |
| 34783 | FG-45013Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | bcd8abca…2235 |
| 34784 | FG-45014Jul 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $110 | $0.10 | 32fe4492…e7f7 |
| 34785 | FG-45015Jan 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 9adfb178…cc86 |
| 34786 | FG-45016May 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | ad70b0bf…a369 |
| 34787 | FG-45017Oct 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | c85e0527…c088 |
| 34788 | FG-45018Oct 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | eac22e73…d874 |
| 34789 | FG-45019Feb 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | cfd8951b…3eee |
| 34790 | FG-45020Dec 25 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | dcede657…5174 |
| 34791 | FG-45021Apr 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 36aee952…0382 |
| 34792 | FG-45022May 26 | Riverbend | 19Issuer unavailable | Retry schedule | 3 | Recovered | $25 | $0.30 | 9fc5b606…b8e0 |
| 34793 | FG-45023Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 4a3b37a2…2af1 |
| 34794 | FG-45024Oct 25 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 548fd7d5…f183 |
| 34795 | FG-45025Dec 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 616bf2b2…9f64 |
| 34796 | FG-45026Nov 25 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | efaf4fd9…a63a |
| 34797 | FG-45027Feb 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | b438a4fc…7046 |
| 34798 | FG-45028Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 71f97330…fd34 |
| 34799 | FG-45029Apr 26 | Northgate | 01Do not honor | Retry schedule | 2 | Recovered | $10 | $0.20 | ecd0d4ad…edce |
| 34800 | FG-45030May 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | beb59f7c…df3d |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.