Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 3451 | FG-13681Sep 26 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 16bf6a30…05f9 |
| 3452 | FG-13682Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 9bd21485…c884 |
| 3453 | FG-13683Apr 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | ef15e502…eec5 |
| 3454 | FG-13684Jun 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Recovered | $60 | $0.30 | 0010103e…4991 |
| 3455 | FG-13685Aug 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | fb9e0e4d…d575 |
| 3456 | FG-13686Jan 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 5c0844f2…e572 |
| 3457 | FG-13687Mar 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | b76d8353…5d39 |
| 3458 | FG-13688Apr 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | 664706bc…3645 |
| 3459 | FG-13689May 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f37a42bd…f38e |
| 3460 | FG-13690Jul 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 88f33ae7…70fd |
| 3461 | FG-13691Apr 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 783ca4a7…371b |
| 3462 | FG-13692Feb 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $40 | $0.10 | 68fea335…19d0 |
| 3463 | FG-13693May 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | fa64f736…fb25 |
| 3464 | FG-13694Jul 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | ee4a2e4f…c88f |
| 3465 | FG-13695Dec 25 | Riverbend | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | b34df5df…dea9 |
| 3466 | FG-13696Feb 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | c9506785…b30b |
| 3467 | FG-13697Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $150 | $0.10 | 97ca9c5d…3cf3 |
| 3468 | FG-13698Nov 25 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 92065d4f…dd15 |
| 3469 | FG-13699Mar 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $15 | $0.10 | cb87b2f7…1237 |
| 3470 | FG-13700Jul 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 89cd9d23…bf3d |
| 3471 | FG-13701Sep 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | 89a6bbf8…e6ac |
| 3472 | FG-13702Nov 25 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 2efbc1cf…5dc4 |
| 3473 | FG-13703Mar 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 70f6ca4a…0303 |
| 3474 | FG-13704Oct 25 | Harbor Light | 41Lost or stolen | Card updater, then retry | 1 | Not recovered | — | $0.10 | 681f17c5…7b54 |
| 3475 | FG-13705Jan 26 | Harbor Light | 33Expired card | Donor outreach | 1 | Recovered | $120 | $0.10 | 98b93b49…df94 |
| 3476 | FG-13706Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 3a1efded…db63 |
| 3477 | FG-13707Nov 25 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b159c39f…bc45 |
| 3478 | FG-13708Jan 26 | Northgate | 65Insufficient funds | Retry schedule | 4 | Recovered | $30 | $0.40 | b8afd75b…2084 |
| 3479 | FG-13709Feb 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 600b1487…3ff6 |
| 3480 | FG-13710Apr 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 7f77052f…3ec9 |
| 3481 | FG-13711Jul 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | 53077795…f7cf |
| 3482 | FG-13712Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 988846e7…cc2c |
| 3483 | FG-13713Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 8cffeb1c…8c80 |
| 3484 | FG-13714Sep 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | feb02341…5327 |
| 3485 | FG-13715Jan 26 | Cedar Valley | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 943e13be…05a5 |
| 3486 | FG-13716Aug 26 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 5eaab0e8…354f |
| 3487 | FG-13717May 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | ee2405aa…213d |
| 3488 | FG-13718Aug 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Recovered | $45 | $0.30 | e1730123…b507 |
| 3489 | FG-13719Oct 25 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 38773417…c3ea |
| 3490 | FG-13720May 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 0c87611f…6f02 |
| 3491 | FG-13721Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 4cce01a9…e970 |
| 3492 | FG-13722May 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $5 | $0.10 | 6c0ba2bc…090f |
| 3493 | FG-13723Oct 25 | Lumen Arts | 15Invalid card | Donor outreach | 1 | Recovered | $50 | $0.10 | a4ffc7ea…489d |
| 3494 | FG-13724Mar 26 | Riverbend | 78Account closed | Donor outreach | 1 | Recovered | $20 | $0.10 | 4d3c68d1…6698 |
| 3495 | FG-13725Mar 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | a9d38dd2…2a82 |
| 3496 | FG-13726Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | d7fd5974…5952 |
| 3497 | FG-13727Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 0ad5ff2e…3865 |
| 3498 | FG-13728Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 41308d0f…620e |
| 3499 | FG-13729Feb 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 9edef85f…6118 |
| 3500 | FG-13730Mar 26 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $70 | $0.10 | 5ead032c…e4bd |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.