Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 3501 | FG-13731Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 6693dde5…46ed |
| 3502 | FG-13732Jun 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $70 | $0.10 | f998c1d5…98c2 |
| 3503 | FG-13733Aug 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 0742abb0…dfff |
| 3504 | FG-13734Sep 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | 8fcb16c4…2085 |
| 3505 | FG-13735Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 5c3d1b28…791e |
| 3506 | FG-13736Jun 26 | Northgate | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 1e772c86…4b50 |
| 3507 | FG-13737Jul 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $100 | $0.10 | 103385b2…c6b2 |
| 3508 | FG-13738Jul 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | ac47d2f8…c4b2 |
| 3509 | FG-13739Oct 25 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 5d7ca786…c5a9 |
| 3510 | FG-13740Sep 26 | Cedar Valley | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 2f28b5c7…c3ed |
| 3511 | FG-13741Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | 9dad5510…8ea7 |
| 3512 | FG-13742Sep 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Recovered | $15 | $0.30 | 83c19f1f…4490 |
| 3513 | FG-13743Dec 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 25791df4…f0e9 |
| 3514 | FG-13744Jun 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $100 | $0.10 | 2b2fb701…cb94 |
| 3515 | FG-13745Feb 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | ddc3182f…40fb |
| 3516 | FG-13746Mar 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | b36334a6…fedb |
| 3517 | FG-13747Oct 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 583c10fc…9793 |
| 3518 | FG-13748Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 6b27fabc…0975 |
| 3519 | FG-13749Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | e993decb…5e8b |
| 3520 | FG-13750Dec 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 9d81450e…a3bc |
| 3521 | FG-13751Sep 26 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | b82b4699…8604 |
| 3522 | FG-13752Mar 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 513cd29e…40c6 |
| 3523 | FG-13753Feb 26 | Lumen Arts | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | c5c795f3…2387 |
| 3524 | FG-13754Apr 26 | Lumen Arts | 05Do not honor | Retry schedule | 1 | Recovered | $80 | $0.10 | eb96f67b…ae82 |
| 3525 | FG-13755Mar 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 56840481…ccc1 |
| 3526 | FG-13756Dec 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | c8d55203…2f0f |
| 3527 | FG-13757Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | d3b1591b…1ded |
| 3528 | FG-13758Feb 26 | Cedar Valley | 46Account closed | Donor outreach | 1 | Recovered | $10 | $0.10 | fb40a5a5…8a98 |
| 3529 | FG-13759Oct 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 4e77e458…03fd |
| 3530 | FG-13760Nov 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 80cb7988…a090 |
| 3531 | FG-13761Dec 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | b86f37a9…28e7 |
| 3532 | FG-13762Jan 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | e8590260…f909 |
| 3533 | FG-13763May 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Recovered | $20 | $0.30 | a7484715…a0fa |
| 3534 | FG-13764Jun 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | d2ea10de…c3b6 |
| 3535 | FG-13765Jul 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Recovered | $20 | $0.30 | 7f49d368…6f1f |
| 3536 | FG-13766Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 49336123…1857 |
| 3537 | FG-13767Jul 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 21565af3…3757 |
| 3538 | FG-13768Apr 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 0888c03e…8e55 |
| 3539 | FG-13769Jun 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 913b4d92…b27b |
| 3540 | FG-13770May 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 9a7f3bf9…9e9a |
| 3541 | FG-13771May 26 | Lumen Arts | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | cc1ce7b2…a29e |
| 3542 | FG-13772May 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 7d8a9c91…e948 |
| 3543 | FG-13773Dec 25 | Cedar Valley | 43Lost or stolen | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 3b24dc49…785f |
| 3544 | FG-13774Feb 26 | Riverbend | 33Expired card | Donor outreach | 1 | Recovered | $25 | $0.10 | 5c6e3022…7e66 |
| 3545 | FG-13775Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 60b42c8f…b4b1 |
| 3546 | FG-13776Mar 26 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | bbc8f708…58a7 |
| 3547 | FG-13777May 26 | Northgate | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 794adbdb…273b |
| 3548 | FG-13778Aug 26 | Northgate | 96Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | eea8b723…091d |
| 3549 | FG-13779Oct 25 | Northgate | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 0f3a8980…b150 |
| 3550 | FG-13780Jul 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 0b24c48c…7c39 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.