Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 4301 | FG-14531Sep 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $15 | $0.10 | 96a00050…8eb1 |
| 4302 | FG-14532Feb 26 | Northgate | 63Suspected fraud | Donor outreach | 1 | Recovered | $35 | $0.10 | b2a3ef80…c784 |
| 4303 | FG-14533Apr 26 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $70 | $0.20 | 579706c8…d8b1 |
| 4304 | FG-14534Aug 26 | Northgate | 62Account closed | Donor outreach | 1 | Not recovered | — | $0.10 | dfd63a35…1480 |
| 4305 | FG-14535Sep 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 88d7de9f…f55c |
| 4306 | FG-14536Oct 25 | Harbor Light | 02Do not honor | Retry schedule | 1 | Recovered | $45 | $0.10 | bcf2fc68…231f |
| 4307 | FG-14537Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 8821150e…81ed |
| 4308 | FG-14538Aug 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | 463a6fc2…9b88 |
| 4309 | FG-14539Sep 26 | Harbor Light | 54Expired card | Card updater, then retry | 2 | Recovered | $45 | $0.20 | 25776313…c346 |
| 4310 | FG-14540Nov 25 | Northgate | 41Lost or stolen | Donor outreach | 1 | Recovered | $45 | $0.10 | 82b11e2a…6c47 |
| 4311 | FG-14541Jan 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 4e8ddedb…2a23 |
| 4312 | FG-14542May 26 | Northgate | 96Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | bd667524…b58e |
| 4313 | FG-14543Jan 26 | Lumen Arts | 91Issuer unavailable | Retry schedule | 1 | Recovered | $5 | $0.10 | 0ea1cff9…4b7b |
| 4314 | FG-14544Jul 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 3551a0f7…d443 |
| 4315 | FG-14545Aug 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | c3104ffc…ec8d |
| 4316 | FG-14546Apr 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 0094dd40…bade |
| 4317 | FG-14547Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | ab568975…7d41 |
| 4318 | FG-14548Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 0a399564…c115 |
| 4319 | FG-14549Jun 26 | Harbor Light | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 9f3da339…1c91 |
| 4320 | FG-14550Jan 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 5e7e109f…9696 |
| 4321 | FG-14551May 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $130 | $0.10 | b5c12ac0…769c |
| 4322 | FG-14552Jan 26 | Harbor Light | 05Do not honor | Retry schedule | 4 | Recovered | $15 | $0.40 | 2243dd17…2dc3 |
| 4323 | FG-14553Aug 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 0e84cee6…b2b8 |
| 4324 | FG-14554Oct 25 | Lumen Arts | 91Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 5fd10a35…3d48 |
| 4325 | FG-14555Nov 25 | Lumen Arts | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 36dca311…f92e |
| 4326 | FG-14556Sep 26 | Lumen Arts | 19Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 7ca744b9…0721 |
| 4327 | FG-14557Feb 26 | Northgate | R02ACH R02 closed | Donor outreach | 1 | Recovered | $25 | $0.10 | 94fd6d99…8eef |
| 4328 | FG-14558Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $20 | $0.30 | 3fc0527c…0dc5 |
| 4329 | FG-14559Jan 26 | Harbor Light | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 5498dd89…6cf1 |
| 4330 | FG-14560Mar 26 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | ecd9cdce…d602 |
| 4331 | FG-14561Dec 25 | Northgate | R01ACH R01 funds | Retry schedule | 3 | Recovered | $60 | $0.30 | 09bdd76f…1abb |
| 4332 | FG-14562Feb 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 3ceb9451…4e83 |
| 4333 | FG-14563Sep 26 | Northgate | R09ACH R01 funds | Retry schedule | 3 | Recovered | $60 | $0.30 | d2081b11…b0d7 |
| 4334 | FG-14564Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 3d722fc9…db1a |
| 4335 | FG-14565Sep 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | e3cd0e44…1299 |
| 4336 | FG-14566May 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 8d79208a…f1c5 |
| 4337 | FG-14567Nov 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 7577cff6…932b |
| 4338 | FG-14568Oct 25 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 02386a63…a31a |
| 4339 | FG-14569Dec 25 | Harbor Light | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 435818a0…c4cb |
| 4340 | FG-14570Dec 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $100 | $0.10 | b227ee73…1154 |
| 4341 | FG-14571May 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 99901307…b7f2 |
| 4342 | FG-14572Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | eeb81329…5064 |
| 4343 | FG-14573Jun 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $90 | $0.10 | f536b146…7cd3 |
| 4344 | FG-14574Sep 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 254c4c92…d431 |
| 4345 | FG-14575Nov 25 | Riverbend | 63Suspected fraud | Donor outreach | 1 | Recovered | $60 | $0.10 | efe45df6…7b34 |
| 4346 | FG-14576Jan 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Recovered | $60 | $0.30 | f31e19b4…3dc9 |
| 4347 | FG-14577Jun 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 4d253dba…4766 |
| 4348 | FG-14578Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 16692083…a685 |
| 4349 | FG-14579Nov 25 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | d5f2c945…ce42 |
| 4350 | FG-14580May 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | b876c4fa…24c4 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.