Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 4351 | FG-14581Oct 25 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 2ef216f7…d8a6 |
| 4352 | FG-14582Apr 26 | Cedar Valley | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 5f2a6986…0060 |
| 4353 | FG-14583May 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 2038690a…23cc |
| 4354 | FG-14584Jul 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 0c04309e…a1ae |
| 4355 | FG-14585Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | a736d34d…6449 |
| 4356 | FG-14586Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 46c20bae…f8b2 |
| 4357 | FG-14587Feb 26 | Lumen Arts | 91Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | ef28a024…ba63 |
| 4358 | FG-14588May 26 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 881cbc30…c0e7 |
| 4359 | FG-14589Feb 26 | Harbor Light | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $100 | $0.10 | 91cccb48…2d74 |
| 4360 | FG-14590May 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | c68a823e…fff5 |
| 4361 | FG-14591Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | eb776f15…a865 |
| 4362 | FG-14592Jan 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 32088de4…a790 |
| 4363 | FG-14593Jul 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | e751b9b4…61b1 |
| 4364 | FG-14594Oct 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 0a431721…b0c2 |
| 4365 | FG-14595Oct 25 | Northgate | 61Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | 18fa83db…b104 |
| 4366 | FG-14596Feb 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 3aaf9eae…ce46 |
| 4367 | FG-14597Jul 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 1a403744…a9db |
| 4368 | FG-14598Aug 26 | Harbor Light | 43Lost or stolen | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 76f0e5d9…7cb6 |
| 4369 | FG-14599Feb 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 748e076c…301a |
| 4370 | FG-14600Nov 25 | Harbor Light | 19Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 038731b0…27b9 |
| 4371 | FG-14601Dec 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | ae0561e8…5370 |
| 4372 | FG-14602Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | d9f20dd2…4a77 |
| 4373 | FG-14603Mar 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 2cf28625…3539 |
| 4374 | FG-14604Jul 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | b1a078b3…cea7 |
| 4375 | FG-14605Jul 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Recovered | $70 | $0.30 | 84497b27…ad50 |
| 4376 | FG-14606Feb 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | b711ff7c…a7ee |
| 4377 | FG-14607Mar 26 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $35 | $0.10 | 0c8497dd…e232 |
| 4378 | FG-14608Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $35 | $0.30 | ec4abf4a…fdfe |
| 4379 | FG-14609Sep 26 | Riverbend | 96Issuer unavailable | Retry schedule | 2 | Recovered | $35 | $0.20 | d8262766…abe4 |
| 4380 | FG-14610Jan 26 | Riverbend | 33Expired card | Donor outreach | 1 | Recovered | $60 | $0.10 | 86b6c11d…37f8 |
| 4381 | FG-14611Feb 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 2e8b1ea5…f002 |
| 4382 | FG-14612Mar 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $60 | $0.20 | 07dcc3df…d851 |
| 4383 | FG-14613Apr 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 7f0f5e1a…8f36 |
| 4384 | FG-14614Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | cd84121b…095a |
| 4385 | FG-14615Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $60 | $0.30 | 4259b23c…0645 |
| 4386 | FG-14616Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 5ebd6319…c593 |
| 4387 | FG-14617Jan 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 995a7a59…b2f7 |
| 4388 | FG-14618Jun 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | f713fadb…959a |
| 4389 | FG-14619Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | de58374d…a10e |
| 4390 | FG-14620Dec 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 50829dc4…c20e |
| 4391 | FG-14621Aug 26 | Lumen Arts | 19Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | 1669d345…c1b2 |
| 4392 | FG-14622Apr 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | e3c180bd…de26 |
| 4393 | FG-14623Mar 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 2c181f5e…2402 |
| 4394 | FG-14624Jun 26 | Northgate | 19Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | 905df45e…2bf5 |
| 4395 | FG-14625Jan 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | 23589f83…dfe9 |
| 4396 | FG-14626Jan 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 1c5b4256…6567 |
| 4397 | FG-14627Apr 26 | Harbor Light | R03ACH R03 no acct | Donor outreach | 1 | Recovered | $110 | $0.10 | 36e52026…7568 |
| 4398 | FG-14628May 26 | Northgate | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | e7269056…d2b4 |
| 4399 | FG-14629Jan 26 | Lumen Arts | 33Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | c427b4b7…35e1 |
| 4400 | FG-14630Jan 26 | Harbor Light | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | e9456469…b2db |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.